Travis County property record for 320 Ridgewood Rd, Austin, TX 78746
| Property Type | Single Family Home |
|---|---|
| Details | 5 ba · 3,362 sqft · built 1997 |
| Lot Size | 0.876 acres (38,159 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $76,659 (2024) |
| Deeds & Mortgages | Jun 2023 Mortgage Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0111110950 |
| Primary APN | 0111110950 |
|---|---|
| Alternative APNs |
|
| Full Baths | 5 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,362 sqft Living Area |
| Gross Area | 4,399 sqft |
| 1st Floor Area | 2,235 sqft |
| 2nd Floor Area | 1,127 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 38,159 sqft (0.876 acres) |
| Garage Type | Attached |
| Garage Area | 616 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Open Porch |
| Porch Area | 1,292 sqft |
| Deck Area | 99 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Storage Building | 421 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 808055 |
|---|---|
| Old Parcel Number | 521179 |
| Street Address | 320 RIDGEWOOD RD |
| City | AUSTIN |
| State | TX |
| Zip | 78746-4619 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 BLK A SUGAR VALLEY ADDN SEC 3 |
| Legal Subdivision | SUGAR VALLEY ADDN SEC 3 |
| Legal Block | A |
| Legal Lot Number | 1 |
| Jurisdiction | TRAVIS TX |
| Township / Civil Division | AUSTIN |
| Census Block Group | 2 |
| Census Block | 2054 |
| Census Tract | 1919 |
Source: Travis County records, as of November 3, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 6201 E CALLE REDONDA, SCOTTSDALE, AZ 85251-4204 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 1, 2023 | Vendor's Lien, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC |
| Oct 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 2023 |
| Deed Sale | Jun 1, 2023 |
| Prior Sale | Apr 18, 2011 |
| Deed Document Number | 2023060683 |
| Record Updated | Jun 8, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | TRAVIS TX |
| Recording Date | Jun 1, 2023 |
| Property Address | 320 RIDGEWOOD RD, AUSTIN, TX 78746-4619 |
| Document Number | 0000060683 |
| Map Reference | VOL 96 PG 391 |
| Instrument Date | May 31, 2023 |
| Instrument | 2023060683 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2023 |
| Title Company | TEXAS NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 527 OAK PARK DR, SAN FRANCISCO, CA 94131-1028 |
| Name | Verified Name |
|---|---|
| Address | 6201 E CALLE REDONDA, SCOTTSDALE, AZ 85251-4204 |
| Document Number | 0000060684 |
|---|---|
| Date | Jun 1, 2023 |
| Instrument | 2023060684 |
| Name | HOMEOWNERS FINANCIAL GROUP USA LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7% |
| Type Change Date | Jun 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 12% |
| Index | Other |
| Max Rate | 12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TRAVIS TX |
| Property Address | 320 RIDGEWOOD RD, AUSTIN, TX 78746-4619 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000201292 |
|---|---|
| Date | Oct 23, 2020 |
| Instrument | 2020201292 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2035 |
Source: Travis County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Austin City |
| County | Travis County |
| Unified School District | Eanes Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,197,495 (-29.26%) Land $1,691,693 Building $1,505,802 | $3,197,495 (-29.26%) Land $1,691,693 Building $1,505,802 | |
| 2024 | $76,659.00 (+173.37%) | ||
| 2023 | $4,520,110 Land $2,062,500 Building $2,457,610 | $4,520,110 Land $2,062,500 Building $2,457,610 | |
| 2022 | $28,042.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 9 (1986–2015) |
| Claims Outside the SFHA | 8 of 9 |
| Most Recent Claim | May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 97.4% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF AUSTIN WATER & WASTEWATER serves 1,115,323 people · EPA ID TX2270001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Feb 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Google Fiber, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures