400 N Lombardy Loop, Saint Johns, FL 32259 Property Records

St. Johns County property record for 400 N Lombardy Loop, Saint Johns, FL 32259 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,775 sqft · built 2004
Lot Size	0.56 acres (24,393 sqft)
Owner	2 Individual Names on File
Last Sale	$615,000 (Aug 2008)
Tax Bill	$8,097 (2025)
Deeds & Mortgages	Nov 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`249826-1760`

Property Details

APN / Parcel Number

Primary APN	`249826-1760`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	17 Plumbing Fixtures
Stories	1 Story
Building Area	3,775 sqft Living Area
Gross Area	5,163 sqft
1st Floor Area	2,943 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	24,393 sqft (0.56 acres)
Garage Type	Attached
Garage Area	771 sqft
Parking Spaces	3 Parking Spaces
Pool Area	450 sqft
Porch	Finished Screened Porch
Porch Area	795 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	400 N LOMBARDY LOOP
City	SAINT JOHNS
State	FL
Zip	32259-5266
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	45/89-93 JULINGTON CREEK PLANTATION PARCEL 81 PHASE 2 LOT 176 OR3113/1576
Legal Range	27E
Legal Township	04S
Legal Section	49
Legal Subdivision	JULINGTON CREEK PLANTATION PARCEL 81 PHA
Legal Phase	2
Legal Block	4
Legal Lot Number	176
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	4
Census Block	4000
Census Tract	20801

Owner

Source: St. Johns County records · APN 249826-1760

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	400 N LOMBARDY LOOP, SAINT JOHNS, FL 32259-5266
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 12, 2008 · Amount on Record
Deed Sale	Aug 12, 2008 · Amount on Record
Prior Sale	May 03, 2005 · Amount on Record
Deed Document Number	200844994
Deed Book / Page	3113 / 1576
Record Updated	Sep 20, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	400 N LOMBARDY LOOP, SAINT JOHNS, FL 32259-5266
Document Number	0048401555
Instrument Date	Nov 15, 2019
Transaction Type	Mortgage
Record Updated	Dec 13, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	400 N LOMBARDY LOOP ST JOHNS FL 322595266, ST JOHNS, FL 32259-5266

Mortgage

Document Number	0048401555
Date	Dec 02, 2019
Book Page	004840/001555
Instrument	89706

Lender

Name	ALIVE CU
Type	Credit Union
Address	JACKSONVILLE, FL 32246

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 01, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$518,479 (+2.7%)	$850,096 (+0.15%) Land $215,000 Building $635,096
2025	$8,097.00 (+10.98%) Homeowner's exemption	$504,848 (+2.9%)	$848,828 (+5.29%) Land $215,000 Building $633,828
2024	$7,296.00 (+6.36%) Homeowner's exemption	$490,620 (+3%)	$806,164 (-2.68%) Land $215,000 Building $591,164
2023	$6,860.00 (+2.21%) Homeowner's exemption	$476,330 (+3%)	$828,356 (+15.29%) Land $215,000 Building $613,356
2022	$6,712.00 Homeowner's exemption	$462,456	$718,524 Land $179,200 Building $539,324

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090208014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearby Flood Policies	50 in force 45 of 50 on primary residences
Flood Insurance Cost	Premium on Record median of 50 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)

Wildfire

Wildfire Risk	Low above 20% of the US · above 7% of Florida
Wildfire Likelihood	About 1 in 7,692 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.