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389 N Lombardy Loop, Saint Johns, FL 32259 Property Records

St. Johns County property record for 389 N Lombardy Loop, Saint Johns, FL 32259 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms6 Beds
Bathrooms4.5 Baths
Year BuiltBuilt 2004
Square Footage3,820 sqft Living Area
Lot Size20,473 sqft (0.47 acres)
OccupancyOwner Occupied
Last Sale$1,050,000 (2023)
Tax Bill$12,670.00 (2025)

Property Details

APN / Parcel Number

Primary APN249826-1730

Interior

Bedrooms6 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures19 Plumbing Fixtures
Building Area3,820 sqft Living Area
Gross Area5,020 sqft Gross Area
1st Floor Area2,622 sqft 1st Floor
Stories1 Story
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialStucco
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area20,473 sqft (0.47 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached
Garage Area1,200 sqft Garage

Exterior Amenities

Pool Area464 sqft Pool
Patio Area65 sqft Patio
PorchFinished/Open Porch
Porch Area543 sqft Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address389 N LOMBARDY LOOP
CitySAINT JOHNS
StateFL
Zip32259-5267
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description45/89-93 JULINGTON CREEK PLANTATION PARCEL 81 PHASE 2 LOT 173 OR5843/609
Legal Range27E
Legal Township04S
Legal Section49
Legal SubdivisionJULINGTON CREEK PLANTATION PARCEL 81 PHA
Legal Phase2
Legal Block4
Legal Lot Number173
JurisdictionST JOHNS FL
Township / Civil DivisionFRUIT COVE
Census Block Group4
Census Block4000
Census Tract20801

Owner

Source: St. Johns County records · APN 249826-1730

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address389 N LOMBARDY LOOP, SAINT JOHNS, FL 32259-5267
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Oct 18, 2023Warranty Deed, Transfer · Conventional Mortgage
TRUIST BANK
Feb 10, 2023Intrafamily Transfer, Transfer · Conventional Mortgage
FIFTH THIRD BANK NA
Mar 31, 2017Deed of Trust, Mortgage · Conventional Mortgage
FIFTH THIRD MORTGAGE CO
Feb 27, 2020Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 18, 2023 · Amount on Record
Deed SaleOct 18, 2023 · Amount on Record
Prior SaleDec 07, 2017 · Amount on Record
Deed Document Number202382186
Deed Book / Page5843 / 609
Prior Transfer DateJan 30, 2023
Prior Transfer Doc0057071239
Record UpdatedJun 08, 2026

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateOct 18, 2023
Property Address389 N LOMBARDY LOOP, SAINT JOHNS, FL 32259-5267
Document Number0058430609
Book / Page5843 / 609
Map ReferenceMB 45 PG 89-93
Instrument DateOct 10, 2023
Instrument2023082186
Transaction TypeTransfer
Record UpdatedNov 01, 2023
Title CompanyKENDALL TITLE SERVICES, KENDALL TITLE SERVICES INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$7,350.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6111 CLEARSKY DR, JACKSONVILLE, FL 32258-8431

Transferred To (Grantee/Buyer)

NameVerified Name
Address389 N LOMBARDY LOOP, SAINT JOHNS, FL 32259-5267

Mortgage

Document Number0005843611
DateOct 18, 2023
Instrument5843/611
Lender
NameTRUIST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2053

February 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST JOHNS FL
Recording DateFeb 10, 2023
Property Address389 N LOMBARDY LOOP, SAINT JOHNS, FL 32259-5267
Document Number0057071239
Book / Page5707 / 1239
Map ReferenceMB 45 PG 89-93
Instrument DateJan 30, 2023
Instrument2023010773
Transaction TypeTransfer
Record UpdatedFeb 22, 2023
Title CompanyNATIONS LENDING SERVICES

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address389 N LOMBARDY LOOP, SAINT JOHNS, FL 32259-5267

Transferred To (Grantee/Buyer)

NameVerified Name
Address389 N LOMBARDY LOOP, SAINT JOHNS, FL 32259-5267

Mortgage

Document Number0057071241
DateFeb 10, 2023
Instrument5707/1241
Lender
NameFIFTH THIRD BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2053
Interest
Rate TypeAdjustable Rate
Rate5.5%
Type Change DateMar 01, 2028
Change Frequency6 Months
Min Rate At Change3.5%
Max Rate At Change7.5%
IndexOther
Margin3
Max Rate10.5%

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address389 N LOMBARDY LOOP, SAINT JOHNS, FL 32259-5267
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0043511716
DateMar 31, 2017
Book Page4351/1716
Instrument2017022252
Lender
NameFIFTH THIRD MORTGAGE CO
TypeMortgage Company
AddressCINCINNATI, OH 45227
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 01, 2032

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address389 N LOMBARDY LOOP, SAINT JOHNS, FL 32259-5267
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0048901887
DateFeb 27, 2020
Book Page4890/1887
Instrument2020015535
Lender
NameFIFTH THIRD BANK
TypeBank
AddressCINCINNATI, OH 45263
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 25, 2050

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$832,181 (-1.44%) Land $215,000 Building $617,181$832,181 (-1.44%) Land $215,000 Building $617,181
2025$12,670.00 (+10.61%) Homeowner's exemption$844,337 (+2.69%)$844,337 (+2.69%) Land $215,000 Building $629,337
2024$11,455.00 (+12.47%) Homeowner's exemption$822,243 (+1.94%)$822,243 (+1.94%) Land $215,000 Building $607,243
2023$10,185.00 (+10.11%)$806,595 (+15.25%)$806,595 (+15.25%) Land $215,000 Building $591,595
2022$9,250.00$699,854$699,854 Land $179,200 Building $520,654

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 7% of Florida
Wildfire LikelihoodAbout 1 in 7,692 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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