397 N Lombardy Loop, Saint Johns, FL 32259 Property Records

St. Johns County property record for 397 N Lombardy Loop, Saint Johns, FL 32259 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	4 Baths
Year Built	Built 2009
Square Footage	4,132 sqft Living Area
Lot Size	27,442 sqft (0.63 acres)
Occupancy	Owner Occupied
Last Sale	$610,000 (2020)
Tax Bill	$8,168.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`249826-1750`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	20 Plumbing Fixtures
Building Area	4,132 sqft Living Area
Gross Area	4,932 sqft Gross Area
1st Floor	2,805 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2009
Exterior Material	Stucco Exterior
Construction Type	Wood Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	27,442 sqft (0.63 acres)
Parking Spaces	3 Parking Spaces
Garage Type	Attached Garage
Garage Area	800 sqft Garage
Patio Area	64 sqft Patio
Porch Area	466 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	397 N LOMBARDY LOOP
City	SAINT JOHNS
State	FL
Zip	32259-5267
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	45/89-93 JULINGTON CREEK PLANTATION PARCEL 81 PHASE 2 LOT 175 OR5004/1701
Legal Range	27E
Legal Township	04S
Legal Section	49
Legal Subdivision	JULINGTON CREEK PLANTATION PARCEL 81 PHA
Legal Phase	2
Legal Block	4
Legal Lot Number	175
Jurisdiction	ST JOHNS FL
Minor Civil Division	FRUIT COVE
Census Blockgroup	4
Census Block	4000
Census Tract	20801

Owner

Source: St. Johns County records · APN 249826-1750

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	397 N LOMBARDY LOOP, SAINT JOHNS, FL 32259-5267
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK
Aug 04, 2020	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK
Aug 04, 2020	Quit Claim Deed, Transfer TITLE AMERICA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 04, 2020 · Amount on Record
Deed Sale	Aug 04, 2020 · Amount on Record
Prior Sale	Aug 04, 2017 · Amount on Record
Deed Doc Number	202062952
Deed Book / Page	5004 / 1701
Prior Transfer Date	Nov 22, 2019
Prior Transfer Doc	0050041699
Record Refreshed	Jun 08, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	397 N LOMBARDY LOOP, SAINT JOHNS, FL 32259-5267
Transaction Type	Mortgage
Record Updated	Sep 14, 2023
Title Company	LANDMARK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	397 N LOMBARDY LOOP, ST JOHNS, FL 32259-5267
Investor	Possibly a Property Investor

Mortgage

Document Number	0054800159
Date	Jan 28, 2022
Book Page	5480/159
Instrument	2022010168

Lender

Name	AMERIS BANK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2052

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Aug 04, 2020
Property Address	397 N LOMBARDY LOOP, SAINT JOHNS, FL 32259-5267
Document Number	0050041701
Book / Page	5004 / 1701
Map Reference	MB 45 PG 89-93
Instrument Date	Jul 27, 2020
Instrument	2020062952
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	TITLE AMERICAN RE CLOSINGS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,270.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	139 SWEETBRIER BRANCH LN, 139, SAINT JOHNS, FL 32259-5412

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	397 N LOMBARDY LOOP, SAINT JOHNS, FL 32259-5267

Mortgage

Document Number	50041703
Date	Aug 04, 2020
Instrument	5004/1703

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2050

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOHNS FL
Recording Date	Aug 04, 2020
Property Address	397 N LOMBARDY LOOP, SAINT JOHNS, FL 32259-5267
Document Number	0050041699
Book / Page	005004 / 001699
Instrument Date	Nov 22, 2019
Instrument	62951
Transaction Type	Transfer
Record Updated	Dec 23, 2020
Title Company	TITLE AMERICA

Transaction

Tax	$0.00
Additional	Quitclaim Document Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	397 N LOMBARDY LOOP ST JOHNS FL 322595267, ST JOHNS, FL 32259-5267

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$523,867 (+2.7%)	$832,609 (-1.9%) Land $215,000 Building $617,609
2025	$8,168.00 (+10.98%) Homeowner's exemption	$510,094 (+2.9%)	$848,734 (+4.02%) Land $215,000 Building $633,734
2024	$7,360.00 (+6.33%) Homeowner's exemption	$495,718 (+3%)	$815,958 (-2.65%) Land $215,000 Building $600,958
2023	$6,922.00 (+2.2%) Homeowner's exemption	$481,280 (+3%)	$838,156 (+13.84%) Land $215,000 Building $623,156
2022	$6,773.00 Homeowner's exemption	$467,262	$736,236 Land $179,200 Building $557,036

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 7% of Florida
Wildfire Likelihood	About 1 in 7,692 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

397 N Lombardy Loop, Saint Johns, FL 32259 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2020: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

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