396 N Lombardy Loop, Saint Johns, FL 32259 Property Records

St. Johns County property record for 396 N Lombardy Loop, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	6 bd · 5 ba · 5,349 sqft · built 2004
Lot Size	0.54 acres (23,522 sqft)
Owner	Individual Name on File
Last Sale	$692,700 (Nov 2004)
Tax Bill	$11,635 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`249826-1770`

Property Details

APN / Parcel Number

Primary APN	`249826-1770`

Interior

Bedrooms	6 Beds
Full Baths	5 Baths
Plumbing Fixtures	23 Plumbing Fixtures
Stories	2 Stories
Building Area	5,349 sqft Living Area
Gross Area	7,180 sqft
1st Floor Area	3,518 sqft
Flooring	Marble
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	23,522 sqft (0.54 acres)
Garage Type	Attached
Garage Area	1,831 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	416 sqft
Porch	Finished/Open Porch
Porch Area	591 sqft
Deck Area	Deck Area
Patio Area	988 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	396 N LOMBARDY LOOP
City	SAINT JOHNS
State	FL
Zip	32259-5266
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	45/89-93 JULINGTON CREEK PLANTATION PARCEL 81 PHASE 2 LOT 177 OR2326/891
Legal Range	27E
Legal Township	04S
Legal Section	49
Legal Subdivision	JULINGTON CREEK PLANTATION PARCEL 81 PHA
Legal Phase	2
Legal Block	4
Legal Lot Number	177
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	4
Census Block	4000
Census Tract	20801

Owner

Source: St. Johns County records · APN 249826-1770

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	396 N LOMBARDY LOOP, SAINT JOHNS, FL 32259-5266
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 29, 2004 · Amount on Record
Deed Sale	Nov 29, 2004 · Amount on Record
Deed Document Number	200487999
Deed Book / Page	2326 / 891
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	396 N LOMBARDY LOOP, SAINT JOHNS, FL 32259-5266
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049890492
Date	Jul 14, 2020
Book Page	4989/492
Instrument	2020056607

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 01, 2035

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$788,232 (+2.7%)	$1,237,827 (-2.73%) Land $215,000 Building $1,022,827
2025	$11,635.00 (+10.84%) Homeowner's exemption	$767,509 (+5.99%)	$1,272,552 (+0.52%) Land $215,000 Building $1,057,552
2024	$10,497.00 (+4.92%)
2023	$10,005.00 (+2.19%) Homeowner's exemption	$724,154 (+3%)	$1,266,007 (+13.39%) Land $215,000 Building $1,051,007
2022	$9,791.00 Homeowner's exemption	$703,062	$1,116,517 Land $179,200 Building $937,317

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 50 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	50 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 220 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	JEA MAJOR GRID serves 826,664 people
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.