Frederick County property record for 400 Masters Dr, Cross Junction, VA 22625
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,209 sqft · built 1984 |
| Lot Size | 0.44 acres (19,091 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $325,000 (Nov 2024) |
| Tax Bill | $1,284 (2026) |
| Deeds & Mortgages | Aug 2026 Transfer Sep 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18A022-13-195 |
| Primary APN | 18A022-13-195 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,209 sqft Living Area |
| Gross Area | 3,765 sqft |
| 1st Floor Area | 1,064 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Stone |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 19,091 sqft (0.44 acres) |
| Terrain | Rolling |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 8001704 |
|---|---|
| Street Address | 400 MASTERS DR |
| City | CROSS JUNCTION |
| State | VA |
| Zip | 22625-2431 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | LAKE HOLIDAY EST L195 P13 S2 |
| Legal Subdivision | LAKE HOLIDAY |
| Legal Phase | 13 |
| Legal Lot Number | 195 |
| Jurisdiction | FREDERICK VA |
| Township / Civil Division | GAINESBORO |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 50300 |
Source: Frederick County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 400 MASTERS DR, CROSS JUNCTION, VA 22625-2431 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Aug 3, 2026 | Gift Deed, Transfer NONE LISTED ON DOCUMENT |
| Sep 28, 2023 | Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 7, 2024 · Amount on Record |
| Deed Sale | Nov 7, 2024 · Amount on Record |
| Prior Sale | Aug 29, 2024 · Amount on Record |
| Deed Document Number | 202410352 |
| Prior Transfer Date | Jul 1, 2024 |
| Prior Transfer Doc | 0000006238 |
| Record Updated | Oct 29, 2026 |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | Aug 3, 2026 |
| Property Address | 400 MASTERS DR, CROSS JUNCTION, VA 22625-2431 |
| Document Number | 0000007969 |
| Instrument Date | Jul 23, 2026 |
| Instrument | 20267969 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 400 MASTERS DR, CROSS JUNCTION, VA 22625-2431 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | Sep 28, 2023 |
| Property Address | 400 MASTERS DR, CROSS JUNCTION, VA 22625-2431 |
| Document Number | 0000008619 |
| Instrument Date | Sep 27, 2023 |
| Instrument | 230008619 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 400 MASTERS DR, CROSS JUNCTION, VA 22625-2431 |
| Document Number | 0000008620 |
|---|---|
| Date | Sep 28, 2023 |
| Instrument | 230008620 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Frederick County assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,284.00 (+10.4%) | $242,200 (+25.04%) Land $58,000 Building $184,200 | $242,200 (+25.04%) Land $58,000 Building $184,200 |
| 2025 | $1,163.00 (-30.15%) | ||
| 2023 | $1,665.00 | $193,700 Land $42,000 Building $151,700 | $193,700 Land $42,000 Building $151,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE HOLIDAY ESTATES private · serves 2,130 people · EPA ID VA2069650 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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