Frederick County property record for 327 Masters Dr, Cross Junction, VA 22625
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,020 sqft · built 1977 |
| Lot Size | 0.26 acres (11,259 sqft) |
| Owner | Individual Name on File |
| Last Sale | $279,000 (Oct 2021) |
| Tax Bill | $1,726 (2026) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Jul 2018 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18A022-12-257 |
| Primary APN | 18A022-12-257 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,020 sqft Living Area |
| Gross Area | 2,954 sqft |
| 1st Floor Area | 1,020 sqft |
| Basement Area | 1,054 sqft |
| Finished Basement | 1,020 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 11,259 sqft (0.26 acres) |
| Terrain | Rolling |
| Porch | Porch |
|---|---|
| Porch Area | 165 sqft |
| Deck Area | 410 sqft |
| Patio Area | 588 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 8001691 |
|---|---|
| Street Address | 327 MASTERS DR |
| City | CROSS JUNCTION |
| State | VA |
| Zip | 22625-2440 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | LAKE HOLIDAY EST. L257 P12 S2 |
| Legal Subdivision | LAKE HOLIDAY |
| Legal Phase | 12 |
| Legal Lot Number | 257 |
| Jurisdiction | FREDERICK VA |
| Township / Civil Division | GAINESBORO |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 50300 |
Source: Frederick County records · APN 18A022-12-257
Assessment roll updated July 9, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 327 MASTERS DR, CROSS JUNCTION, VA 22625-2440 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 21, 2021 | Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING |
| Jul 06, 2018 | Deed of Trust, Mortgage · Commercial Mortgage FIRST BANK |
| Apr 30, 2020 | Warranty Deed, Transfer · FHA Mortgage INTEGRITY HOME MORTGAGE CORPORATION |
| Nov 14, 2018 | Grant Deed, Transfer CLEAR TITLE ESCROW AND SETTLEMEN, CLEAR TITLE ESCROW & SETTLEMEN |
| May 29, 2018 | Grant Deed, Transfer COMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH LAND TITLE INS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 21, 2021 · Amount on Record |
| Deed Sale | Oct 21, 2021 · Amount on Record |
| Prior Sale | Apr 30, 2020 · Amount on Record |
| Deed Document Number | 202117789 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | Oct 21, 2021 |
| Property Address | 327 MASTERS DR, CROSS JUNCTION, VA 22625-2440 |
| Document Number | 0000017789 |
| Instrument Date | Oct 18, 2021 |
| Instrument | 210017789 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2021 |
| Title Company | ALL AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 327 MASTERS DR, CROSS JUNCTION, VA 22625-2440 |
| Document Number | 0000017790 |
|---|---|
| Date | Oct 21, 2021 |
| Instrument | 210017790 |
| Name | PRIMELENDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 202 Months |
| Due | Aug 13, 2038 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 327 MASTERS DR, CROSS JUNCTION, VA 22625-2440 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | ATTORNEY |
| Name | Verified Name |
|---|
| Document Number | 0000006454 |
|---|---|
| Date | Jul 06, 2018 |
| Instrument | 180006454 |
| Name | FIRST BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | Apr 30, 2020 |
| Property Address | 327 MASTERS DR, CROSS JUNCTION, VA 22625-2440 |
| Document Number | 0000005042 |
| Instrument Date | Apr 29, 2020 |
| Instrument | 200005042 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 327 MASTERS DR, CROSS JUNCTION, VA 22625-2440 |
| Document Number | 0000005043 |
|---|---|
| Date | Apr 30, 2020 |
| Instrument | 200005043 |
| Name | INTEGRITY HOME MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | Nov 14, 2018 |
| Property Address | 327 MASTERS DR, CROSS JUNCTION, VA 22625-2440 |
| Document Number | 0000011370 |
| Instrument Date | Nov 09, 2018 |
| Instrument | 11370 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2018 |
| Title Company | CLEAR TITLE ESCROW AND SETTLEMEN, CLEAR TITLE ESCROW & SETTLEMEN |
| Amount | Amount Recorded |
|---|---|
| Tax | $227.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 327 MASTERS DR CROSS JUNCTION VA 22625, CROSS JUNCTION, VA 22625 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | May 29, 2018 |
| Property Address | 327 MASTERS DR, CROSS JUNCTION, VA 22625-2440 |
| Document Number | 0000005040 |
| Instrument Date | May 25, 2018 |
| Instrument | 5040 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2019 |
| Title Company | COMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH LAND TITLE INS |
| Amount | Amount Recorded |
|---|---|
| Tax | $41.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 1321 STEPHENS CITY VA 226551321, STEPHENS CITY, VA 22655-1321 |
Source: Frederick County records · Assessment roll updated July 9, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,726.00 (+10.43%) | $325,700 Land $58,000 Building $267,700 | $325,700 Land $58,000 Building $267,700 |
| 2025 | $1,563.00 |
Source: FEMA National Flood Hazard Layer as of February 3, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 182 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LAKE HOLIDAY ESTATES private · serves 2,130 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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