Frederick County property record for 329 Masters Dr, Cross Junction, VA 22625
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,716 sqft · built 1986 |
| Lot Size | 0.25 acres (11,098 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $335,000 (Dec 2023) |
| Tax Bill | $1,649 (2026) |
| Deeds & Mortgages | Jan 2022 Refinance Apr 2024 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18A022-12-256 |
| Primary APN | 18A022-12-256 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,716 sqft Living Area |
| Gross Area | 4,314 sqft |
| 1st Floor Area | 1,716 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 11,098 sqft (0.25 acres) |
| Terrain | Rolling |
| Garage Type | Carport |
| Garage Area | 400 sqft |
| Carport | Carport |
| Carport Area | 400 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 126 sqft |
| Deck Area | 276 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 8001690 |
|---|---|
| Street Address | 329 MASTERS DR |
| City | CROSS JUNCTION |
| State | VA |
| Zip | 22625-2440 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | LAKE HOLIDAY EST. L256 P12 S2 |
| Legal Subdivision | LAKE HOLIDAY |
| Legal Phase | 12 |
| Legal Lot Number | 256 |
| Jurisdiction | FREDERICK VA |
| Township / Civil Division | GAINESBORO |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 50300 |
Source: Frederick County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 329 MASTERS DR, CROSS JUNCTION, VA 22625-2440 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 11, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance INTEGRITY HOME MORTGAGE CORPORATION |
| Apr 5, 2024 | Intrafamily Transfer, Transfer |
| Dec 15, 2023 | Warranty Deed, Transfer · VA Mortgage NAVY FEDERAL CREDIT UNION |
| Mar 31, 2020 | Intrafamily Transfer, Transfer · FHA Mortgage INTEGRITY HOME MORTGAGE CORPORATION |
| Nov 9, 2018 | Warranty Deed, Transfer · FHA Mortgage INTEGRITY HOME MORTGAGE CORPORATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 15, 2023 · Amount on Record |
| Deed Sale | Dec 15, 2023 · Amount on Record |
| Prior Sale | Nov 9, 2018 · Amount on Record |
| Deed Document Number | 202311038 |
| Last Transfer Date | Apr 3, 2024 |
| Transfer Doc | 0000002792 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 329 MASTERS DR, CROSS JUNCTION, VA 22625-2440 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Title Company | OLD TOWNE TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000000444 |
|---|---|
| Date | Jan 11, 2022 |
| Instrument | 220000444 |
| Name | INTEGRITY HOME MORTGAGE CORPORATION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.63% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | Apr 5, 2024 |
| Property Address | 329 MASTERS DR, CROSS JUNCTION, VA 22625-2440 |
| Document Number | 0000002792 |
| Instrument Date | Apr 3, 2024 |
| Instrument | 240002792 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 329 MASTERS DR, CROSS JUNCTION, VA 22625-2440 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | Dec 15, 2023 |
| Property Address | 329 MASTERS DR, CROSS JUNCTION, VA 22625-2440 |
| Document Number | 0000011038 |
| Instrument Date | Dec 14, 2023 |
| Instrument | 230011038 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 329 MASTERS DR, CROSS JUNCTION, VA 22625-2440 |
| Document Number | 0000011039 |
|---|---|
| Date | Dec 15, 2023 |
| Instrument | 230011039 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | Mar 31, 2020 |
| Property Address | 329 MASTERS DR, CROSS JUNCTION, VA 22625-2440 |
| Document Number | 0000003707 |
| Instrument Date | Mar 26, 2020 |
| Instrument | 200003707 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 329 MASTERS DR, CROSS JUNCTION, VA 22625-2440 |
| Document Number | 0000003708 |
|---|---|
| Date | Mar 31, 2020 |
| Instrument | 200003708 |
| Name | INTEGRITY HOME MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | Nov 9, 2018 |
| Property Address | 329 MASTERS DR, CROSS JUNCTION, VA 22625-2440 |
| Document Number | 0000011279 |
| Instrument Date | Nov 9, 2018 |
| Instrument | 180011279 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2021 |
| Title Company | RGS TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 329 MASTERS DR, CROSS JUNCTION, VA 22625-2440 |
| Document Number | 0000011280 |
|---|---|
| Date | Nov 9, 2018 |
| Instrument | 180011280 |
| Name | INTEGRITY HOME MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Frederick County assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,649.00 (+10.45%) | $311,100 (+24.44%) Land $58,000 Building $253,100 | $311,100 (+24.44%) Land $58,000 Building $253,100 |
| 2025 | $1,493.00 (-23.55%) | ||
| 2023 | $1,953.00 | $250,000 Land $42,000 Building $208,000 | $250,000 Land $42,000 Building $208,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE HOLIDAY ESTATES private · serves 2,130 people · EPA ID VA2069650 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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