404 Masters Dr, Cross Junction, VA 22625 Property Records

Frederick County property record for 404 Masters Dr, Cross Junction, VA 22625 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,368 sqft · built 1986
Lot Size	0.27 acres (11,757 sqft)
Owner	Individual Name on File
Last Sale	$310,000 (Jan 2023)
Tax Bill	$1,483 (2026)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18A022-13-196`

Property Details

APN / Parcel Number

Primary APN	`18A022-13-196`
Alternative APN	`8001705`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,368 sqft Living Area
Gross Area	3,238 sqft
1st Floor Area	1,288 sqft
Basement Area	322 sqft
Finished Basement	322 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2011
Architectural Style	Split Foyer
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,757 sqft (0.27 acres)
Terrain	Rolling
Garage Type	Built-in
Parking Spaces	2 Parking Spaces
Deck Area	540 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8001705
Street Address	404 MASTERS DR
City	CROSS JUNCTION
State	VA
Zip	22625-2431
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE HOLIDAY EST. L196 P13 S2
Legal Subdivision	LAKE HOLIDAY
Legal Phase	13
Legal Lot Number	196
Jurisdiction	FREDERICK VA
Township / Civil Division	GAINESBORO
Census Block Group	4
Census Block	4006
Census Tract	50300

Owner

Source: Frederick County records · APN 18A022-13-196

Assessment roll updated July 9, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	404 MASTERS DR, CROSS JUNCTION, VA 22625-2431
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage PARTY III
Aug 25, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 31, 2023 · Amount on Record
Deed Sale	Jan 31, 2023 · Amount on Record
Prior Sale	Mar 23, 2005 · Amount on Record
Deed Document Number	2023793
Prior Transfer Date	Aug 21, 2017
Prior Transfer Doc	0000008735
Record Updated	Sep 20, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREDERICK VA
Recording Date	Jan 31, 2023
Property Address	404 MASTERS DR, CROSS JUNCTION, VA 22625-2431
Document Number	0000000793
Instrument Date	Jan 23, 2023
Instrument	230000793
Transaction Type	Transfer
Record Updated	Feb 15, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 MASTERS DR, CROSS JUNCTION, VA 22625-2431

Mortgage

Document Number	0000000794
Date	Jan 31, 2023
Instrument	230000794

Lender

Name	PARTY III
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

August 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK VA
Recording Date	Aug 25, 2017
Property Address	404 MASTERS DR, CROSS JUNCTION, VA 22625-2431
Document Number	0000008735
Instrument Date	Aug 21, 2017
Instrument	170008735
Transaction Type	Transfer
Record Updated	May 28, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 MASTERS DR, CROSS JUNCTION, VA 22625-2431

Mortgage

Document Number	0000008736
Date	Aug 25, 2017
Instrument	170008736

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 9, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,483.00 (+10.42%)	$279,800 (-) Land $58,000 Building $221,800	$279,800 (-) Land $58,000 Building $221,800
2025	$1,343.00	$279,800 Land $58,000 Building $221,800	$279,800 Land $58,000 Building $221,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (51069C), updated February 3, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510690503004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 3,571 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 182 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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