400 E Rose Ave, Des Moines, IA 50315 Property Records

Polk County property record for 400 E Rose Ave, Des Moines, IA 50315

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,718 sqft · built 1954
Lot Size	0.433 acres (18,881 sqft)
Owner	2 Individual Names on Record
Last Sale	$207,000 (Feb 2025)
Tax Bill	$3,786 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Mar 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010/04609-000-000`

Property Details

APN / Parcel Number

Primary APN	`010/04609-000-000`
Alternative APN	`782422176027`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,718 sqft Living Area
Gross Area	3,394 sqft
1st Floor Area	1,718 sqft
Basement Area	1,676 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 2008
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	18,881 sqft (0.433 acres)
Lot Dimensions	239 ft deep x 79 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	400 E ROSE AVE
City	DES MOINES
State	IA
Zip	50315-2807
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 41 SMITHS ACRES PLAT 3
Legal Subdivision	SMITHS ACRES PLAT 3
Legal Lot Number	41
Jurisdiction	POLK IA
Township / Civil Division	DES MOINES
Census Block Group	2
Census Block	2005
Census Tract	4300

Owner

Source: Polk County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	400 E ROSE AVE, DES MOINES, IA 50315-2807
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Deed of Trust, Mortgage · Line of Credit CENTRAL BANK
Mar 30, 2021	Affidavit of Death of Joint Tenant, Transfer
Jul 23, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2025 · Amount on Record
Deed Sale	Feb 10, 2025 · Amount on Record
Deed Document Number	20256752
Deed Book / Page	20044 / 620
Prior Transfer Date	Jul 19, 2019
Prior Transfer Doc	0000006980
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	400 E ROSE AVE, DES MOINES, IA 50315-2807
Transaction Type	Mortgage
Record Updated	Oct 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 E ROSE AVE, DES MOINES, IA 50315-2807

Mortgage

Document Number	0000058262
Date	Sep 30, 2025
Book Page	20285/535
Instrument	2025-00058262

Lender

Name	CENTRAL BANK
Type	Bank
Address	4848 86TH ST, URBANDALE, IA 50322

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Change Frequency	Monthly

March 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	POLK IA
Recording Date	Mar 30, 2021
Property Address	400 E ROSE AVE, DES MOINES, IA 50315-2807
Document Number	202100032008
Book / Page	18442 / 967
Instrument Date	Mar 11, 2021
Instrument	2021-00032008
Transaction Type	Transfer
Record Updated	Jul 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 E ROSE AVE, DES MOINES, IA 50315-2807

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK IA
Recording Date	Jul 23, 2019
Property Address	400 E ROSE AVE, DES MOINES, IA 50315-2807
Document Number	0000006980
Book / Page	017417 / 000498
Instrument Date	Jul 19, 2019
Instrument	6980
Transaction Type	Transfer
Record Updated	Aug 19, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 E ROSE AVE DES MOINES IA 503152807, DES MOINES, IA 50315-2807

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,786.00	$213,700 (+0.56%) Land $45,800 Building $167,900	$213,700 (+0.56%) Land $45,800 Building $167,900
2024	$3,786.00 (-1.05%)
2023		$212,500 Land $40,800 Building $171,700	$212,500 Land $40,800 Building $171,700
2020	$3,826.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2010 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: AT&T, T-Mobile.

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