413 E Rose Ave, Des Moines, IA 50315 Property Records

Polk County property record for 413 E Rose Ave, Des Moines, IA 50315

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 908 sqft · built 1969
Lot Size	0.34 acres (14,818 sqft)
Owner	Individual Name on Record
Last Sale	$212,000 (Dec 2021)
Tax Bill	$3,492 (2024)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7824-22-177-016`

Property Details

APN / Parcel Number

Primary APN	`7824-22-177-016`
Alternative APN	`010/04560-002-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	908 sqft Living Area
Gross Area	1,772 sqft
1st Floor Area	908 sqft
Basement Area	864 sqft

Exterior

Year Built	Built 1969
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Steel Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	14,818 sqft (0.34 acres)
Lot Dimensions	239 ft deep x 62 ft wide
Garage Type	Detached
Garage Area	1,000 sqft
Parking Spaces	4 Parking Spaces
Deck Area	108 sqft
Patio Area	368 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	413 E ROSE AVE
City	DES MOINES
State	IA
Zip	50315-2808
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 34F LOT 53 & E28F LOT 54 SMITHS ACRES PLAT 2
Legal Range	24W
Legal Township	78N
Legal Section	22
Legal Subdivision	SMITHS ACRES PLAT 2
Legal Lot Number	53,54
Jurisdiction	POLK IA
Township / Civil Division	DES MOINES
Census Block Group	2
Census Block	2009
Census Tract	4300

Owner

Source: Polk County records, as of October 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	413 E ROSE AVE, DES MOINES, IA 50315-2808
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2021	Warranty Deed, Transfer · FHA Mortgage FORTRESS BANK
Jun 12, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2021 · Amount on Record
Deed Sale	Dec 1, 2021 · Amount on Record
Prior Sale	Sep 14, 2005 · Amount on Record
Deed Document Number	2021-00125929
Deed Book / Page	18887 / 253
Record Updated	Jun 7, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Dec 1, 2021
Property Address	413 E ROSE AVE, DES MOINES, IA 50315-2808
Document Number	202100125929
Book / Page	18887 / 253
Instrument Date	Nov 29, 2021
Instrument	2021-00125929
Transaction Type	Transfer
Record Updated	Dec 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$338.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 E ROSE AVE, DES MOINES, IA 50315-2808

Mortgage

Document Number	0000125931
Date	Dec 1, 2021
Book Page	18887/258
Instrument	2021-00125931

Lender

Name	FORTRESS BANK
Type	Bank
Address	PEORIA, IL 61615

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	413 E ROSE AVE, DES MOINES, IA 50315-2808
Document Number	0000099438
Instrument Date	Jun 12, 2018
Transaction Type	Mortgage
Record Updated	Jul 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	413 E ROSE AVE DES MOINES IA 503152808, DES MOINES, IA 50315-2808

Mortgage

Document Number	0000099438
Date	Jun 21, 2018
Book Page	016971/000464
Instrument	99438

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 20, 2048

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$216,900 (+10.61%) Land $42,300 Building $174,600	$216,900 (+10.61%) Land $42,300 Building $174,600
2024	$3,492.00 (+20.75%)
2023		$196,100 Land $37,700 Building $158,400	$196,100 Land $37,700 Building $158,400
2020	$2,892.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2010 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: AT&T, T-Mobile.

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