408 E Rose Ave, Des Moines, IA 50315 Property Records

Polk County property record for 408 E Rose Ave, Des Moines, IA 50315

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,416 sqft · built 1935
Lot Size	0.433 acres (18,881 sqft)
Owner	Individual Name on File
Last Sale	$72,000 (Apr 2005)
Tax Bill	$4,708 (2024)
Deeds & Mortgages	Apr 2023 Line of Credit Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7824-22-176-028`

Property Details

APN / Parcel Number

Primary APN	`7824-22-176-028`
Alternative APN	`010/04610-000-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,416 sqft Living Area
Gross Area	2,832 sqft
1st Floor Area	1,416 sqft
Basement Area	1,416 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1966
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Wood Frame
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	18,881 sqft (0.433 acres)
Lot Dimensions	239 ft deep x 79 ft wide
Garage Type	Mixed
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	120 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	408 E ROSE AVE
City	DES MOINES
State	IA
Zip	50315-2807
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 42 SMITHS ACRES PLAT 3
Legal Range	24W
Legal Township	78N
Legal Section	22
Legal Subdivision	SMITHS ACRES PLAT 3
Legal Lot Number	42
Jurisdiction	POLK IA
Township / Civil Division	DES MOINES
Census Block Group	2
Census Block	2005
Census Tract	4300

Owner

408 E Rose Ave is owned and occupied by an individual who bought it in April 2005.

Source: Polk County records, as of October 15, 2025

Owner of Record	Individual Name on File
Mailing Address	408 E ROSE AVE, DES MOINES, IA 50315-2807
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2023	Deed of Trust, Mortgage · Line of Credit COMMUNITY CHOICE CU
Feb 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2005 · Amount on File
Deed Sale	Apr 26, 2005 · Amount on File
Prior Sale	Oct 22, 2004 · Amount on File
Deed Document Number	2005-00094522
Deed Book / Page	11033 / 0192
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	408 E ROSE AVE, DES MOINES, IA 50315-2807
Transaction Type	Mortgage
Record Updated	Apr 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000016721
Date	Apr 11, 2023
Book Page	19442/943
Instrument	2023-00016721

Lender

Name	COMMUNITY CHOICE CU
Type	Credit Union
Address	JOHNSTON, IA 50131

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	408 E ROSE AVE, DES MOINES, IA 50315-2807
Document Number	0000069001
Book / Page	016373 / 000936
Instrument Date	Feb 6, 2017
Transaction Type	Mortgage
Record Updated	Feb 24, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 E ROSE AVE DES MOINES IA 503152807, DES MOINES, IA 50315-2807

Mortgage

Document Number	0000069001
Date	Feb 13, 2017
Book Page	016373/000936
Instrument	69001

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 12, 2032

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$270,600 Land $45,800 Building $224,800	$270,600 Land $45,800 Building $224,800
2024	$4,708.00
2023		$244,700 Land $40,800 Building $203,900	$244,700 Land $40,800 Building $203,900
2020	$4,216.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 408 E Rose Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2010 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 408 E Rose Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: AT&T, T-Mobile.

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