400 E Main St, Utica, MN 55979 Property Records

Winona County property record for 400 E Main St, Utica, MN 55979

Property Summary

Property Type	General Agricultural/Rural
Details	3 bd · 2 ba · 1,836 sqft · built 1920
Lot Size	131 acres (5,712,589 sqft)
Owner	2 Individual Names on Record
Tax Bill	$12,082 (2026)
Deeds & Mortgages	Mar 2024 Transfer Dec 2020 Mortgage
APN	`31.000.0001`

Property Details

APN / Parcel Number

Primary APN	`31.000.0001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,836 sqft Total Area
1st Floor Area	984 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1987
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,712,589 sqft (131 acres)
Lot Dimensions	264 ft deep x 57 ft wide
Garage Type	Pole Building Garage
Garage Area	1,408 sqft

Exterior Amenities

Porch	Porch
Porch Area	49 sqft
Shed	1 Shed
Shed Area	375 sqft
Granary	11,000 sqft
Pole Barn	6,480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	400 E MAIN ST
City	UTICA
State	MN
Zip	55979-8712
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Legal Description	SECT-18 TWP-106 RANGE-009 ORIGINAL PLAT UTICA 131.28 AC 148.34 AC IN SE1/4 EX: VILLAGE OF UTICA 4.82 AC EX: HWY 14 - 6.74 AC
Legal Range	009
Legal Township	106
Legal Section	18
Legal Subdivision	ORIGINAL PLAT
Jurisdiction	WINONA MN
Township / Civil Division	UTICA
Census Block Group	2
Census Block	2010
Census Tract	670900

Owner

Source: Winona County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	360 E MAIN ST, UTICA, MN 55979-8705
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2024	Quit Claim Deed, Transfer Quitclaim
Dec 31, 2020	Deed of Trust, Mortgage · Commercial Mortgage BREMER BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 22, 2024
Transfer Doc	000A653619
Record Updated	Sep 20, 2026

March 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINONA MN
Recording Date	Mar 8, 2024
Property Address	400 E MAIN ST, UTICA, MN 55979-8712
Document Number	000A653619
Instrument Date	Feb 22, 2024
Instrument	A653619
Transaction Type	Transfer
Record Updated	Apr 1, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	360 E MAIN ST, UTICA, MN 55979-8705

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Property Address	400 E MAIN ST, UTICA, MN 55979-8712
Transaction Type	Mortgage
Record Updated	Jul 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1314 WHISPERING HILLS DR, SAINT CHARLES, MN 55972-1486

Mortgage

Document Number	630321
Date	Dec 31, 2020
Instrument	630321

Lender

Name	BREMER BANK NA
Type	Bank
Address	SAINT PAUL, MN 55102

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	58 Months
Due	Oct 15, 2025

Tax Assessment & Valuation

Source: Winona County assessment roll, as of August 5, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Winona County
Municipality	Utica City
Unified School District	St. Charles Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,082.00 (+26.91%)
2025		$1,525,300 (+13.11%) Land $1,331,800 Building $193,500	$1,525,300 (+13.11%) Land $1,331,800 Building $193,500
2023	$9,520.00	$1,348,500 Land $1,161,800 Building $186,700	$1,348,500 Land $1,161,800 Building $186,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Utica serves 293 people · EPA ID MN1850011
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
Hiawatha Broadband Communications Fixed Wireless	100 / 20
CenturyLink DSL	40 / 3

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures