330 E Main St, Utica, MN 55979 Property Records

Winona County property record for 330 E Main St, Utica, MN 55979

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 804 sqft · built 1900
Lot Size	0.459 acres (19,994 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Mar 2023)
Tax Bill	$1,354 (2026)
Deeds & Mortgages	Mar 2023 Mortgage Feb 2018 Mortgage
APN	`31.000.0310`

Property Details

APN / Parcel Number

Primary APN	`31.000.0310`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	804 sqft Living Area
1st Floor Area	628 sqft
Basement Area	176 sqft
Unfinished Basement	176 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1988
Architectural Style	Ranch
Exterior Material	Vinyl
Roof Type	Hip
Roof Material	Asphalt
Lot Area	19,994 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	576 sqft
Deck Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	330 E MAIN ST
City	UTICA
State	MN
Zip	55979-8705
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-19 TWP-106 RANGE-009 ORIGINAL PLAT UTICA ORIGINAL PLAT 50/100 AC IN LOT 1 COMMENCING ON NORTH LINE OF LOT 19, 120' FROM
Legal Range	009
Legal Township	106
Legal Section	19
Legal Subdivision	ORIGINAL PLAT
Jurisdiction	WINONA MN
Township / Civil Division	UTICA
Census Block Group	2
Census Block	2010
Census Tract	670900

Owner

Source: Winona County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	528 E 4TH ST, SAINT CHARLES, MN 55972-1369
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2023	Deed of Trust, Mortgage · Commercial Mortgage MERCHANTS BANK NA
Feb 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage MERCHANTS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2023 · Amount on Record
Deed Sale	Mar 31, 2023 · Amount on Record
Prior Sale	Nov 28, 2016 · Amount on Record
Deed Document Number	2023648146
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Property Address	330 E MAIN ST, UTICA, MN 55979-8705
Transaction Type	Mortgage
Record Updated	Apr 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 E 4TH ST, SAINT CHARLES, MN 55972-1369

Mortgage

Document Number	000A648147
Date	Mar 31, 2023
Instrument	A648147

Lender

Name	MERCHANTS BANK NA
Type	Bank
Address	SAINT CHARLES, MN 55972

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Mar 29, 2028

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Property Address	330 E MAIN ST, UTICA, MN 55979-8705
Transaction Type	Mortgage
Record Updated	Jun 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	608336
Date	Feb 14, 2018
Instrument	608336

Lender

Name	MERCHANTS BANK NA
Type	Bank
Address	WINONA, MN 55987

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2033

Tax Assessment & Valuation

Source: Winona County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Winona County
Municipality	Utica City
Unified School District	St. Charles Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,354.00 (+9.72%)	$145,100 (+7.24%) Land $40,900 Building $104,200	$145,100 (+7.24%) Land $40,900 Building $104,200
2025		$135,300 (+7.38%) Land $40,900 Building $94,400	$135,300 (+7.38%) Land $40,900 Building $94,400
2023	$1,234.00 Homeowner's exemption	$126,000 Land $40,900 Building $85,100	$126,000 Land $40,900 Building $85,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Utica serves 293 people · EPA ID MN1850011
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hiawatha Broadband Communications Fiber	5,000 / 5,000
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Main St

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