260 E Main St, Utica, MN 55979 Property Records

Winona County property record for 260 E Main St, Utica, MN 55979

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,431 sqft · built 1928
Lot Size	0.265 acres (11,543 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,464 (2026)
Deeds & Mortgages	Sep 2021 Line of Credit
APN	`31.000.0173`

Property Details

APN / Parcel Number

Primary APN	`31.000.0173`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,431 sqft Living Area
1st Floor Area	462 sqft
Basement Area	736 sqft
Finished Basement	736 sqft
Unfinished Basement	334 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1987
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	11,543 sqft (0.265 acres)
Lot Dimensions	148 ft deep x 78 ft wide
Garage Type	Detached
Garage Area	224 sqft
Porch	Open Porch
Porch Area	52 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	260 E MAIN ST
City	UTICA
State	MN
Zip	55979-8708
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-19 TWP-106 RANGE-009 ORIGINAL PLAT UTICA .25 AC THAT PART LOT 1 SUBD W 1/2 SEC 19 COMMENCING N 1/4 CORNER, THENCE S 89
Legal Range	009
Legal Township	106
Legal Section	19
Legal Subdivision	ORIGINAL PLAT
Legal Block	3
Legal Lot Number	1
Jurisdiction	WINONA MN
Township / Civil Division	UTICA
Census Block Group	2
Census Block	2010
Census Tract	670900

Owner

Source: Winona County assessment roll, as of August 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	260 E MAIN ST, UTICA, MN 55979-8708
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Property Address	260 E MAIN ST, UTICA, MN 55979-8708
Transaction Type	Mortgage
Record Updated	Oct 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	260 E MAIN ST, UTICA, MN 55979-8708

Mortgage

Document Number	637032
Date	Sep 20, 2021
Instrument	637032

Lender

Name	MERCHANTS BANK
Type	Bank
Address	SAINT CHARLES, MN 55972

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 20, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Winona County assessment roll, as of August 5, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Winona County
Municipality	Utica City
Unified School District	St. Charles Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,464.00 (-4.69%)
2025		$171,900 (+10.12%) Land $30,400 Building $141,500	$171,900 (+10.12%) Land $30,400 Building $141,500
2023	$1,536.00 Homeowner's exemption	$156,100 Land $30,400 Building $125,700	$156,100 Land $30,400 Building $125,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 78% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Utica serves 293 people · EPA ID MN1850011
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hiawatha Broadband Communications Fiber	5,000 / 5,000
LTD Broadband Fixed Wireless	150 / 130

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Main St

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