340 E Main St, Utica, MN 55979 Property Records

Winona County property record for 340 E Main St, Utica, MN 55979

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,103 sqft · built 1881
Lot Size	1.52 acres (66,211 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (Jun 2026)
Tax Bill	$2,244 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jul 2018 Line of Credit + 1 more
APN	`31.000.0150`

Property Details

APN / Parcel Number

Primary APN	`31.000.0150`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,103 sqft Living Area
1st Floor Area	882 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1881
Effective Year Built	Effective 2001
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	66,211 sqft (1.52 acres)
Lot Dimensions	160 ft deep x 120 ft wide
Garage Type	Detached
Garage Area	837 sqft
Deck Area	182 sqft
Patio Area	389 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	340 E MAIN ST
City	UTICA
State	MN
Zip	55979-8705
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-18 TWP-106 RANGE-009 ORIGINAL PLAT UTICA 2.08 AC ORIGINAL PLAT 1.50 AC IN SW 1/4 SEC 18 & 1.5 AC IN LOT 1 SEC 19 1.50 AC
Legal Range	009
Legal Township	106
Legal Section	18
Legal Subdivision	ORIGINAL PLAT
Legal Block	3
Legal Lot Number	1,11
Jurisdiction	WINONA MN
Township / Civil Division	UTICA
Census Block Group	2
Census Block	2010
Census Tract	670900

Owner

Source: Winona County assessment roll, as of August 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	340 E MAIN ST, UTICA, MN 55979-8705
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Warranty Deed, Transfer · Conventional Mortgage PRIMESOURCE FUNDING
Jul 27, 2018	Deed of Trust, Mortgage · Line of Credit BREMER BANK NA
Jul 12, 2019	Warranty Deed, Transfer · FHA Mortgage WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 5, 2026 · Amount on Record
Deed Sale	Jun 5, 2026 · Amount on Record
Prior Sale	Jul 12, 2019 · Amount on Record
Deed Document Number	2026667054
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINONA MN
Recording Date	Jun 5, 2026
Property Address	340 E MAIN ST, UTICA, MN 55979-8705
Document Number	0000667054
Instrument Date	Jun 3, 2026
Instrument	2026667054
Transaction Type	Transfer
Record Updated	Aug 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$86,658.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	340 E MAIN ST, UTICA, MN 55979-8705

Mortgage

Document Number	0000667055,
Date	Jun 5, 2026
Instrument	2026667055

Lender

Name	PRIMESOURCE FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Property Address	340 E MAIN ST, UTICA, MN 55979-8705
Transaction Type	Mortgage
Record Updated	Jun 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	611527
Date	Jul 27, 2018
Instrument	611527

Lender

Name	BREMER BANK NA
Type	Bank
Address	SAINT PAUL, MN 55102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 3, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINONA MN
Recording Date	Jul 12, 2019
Property Address	340 E MAIN ST, UTICA, MN 55979-8705
Document Number	617960
Instrument Date	Jun 21, 2019
Instrument	617960
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$513.15
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	340 E MAIN ST, UTICA, MN 55979-8705

Mortgage

Document Number	617961
Date	Jul 12, 2019
Instrument	617961

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Mortgage

Document Number	617962
Date	Jul 12, 2019
Instrument	617962

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Winona County assessment roll, as of August 5, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Winona County
Municipality	Utica City
Unified School District	St. Charles Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,244.00 (+4.76%)
2025		$226,100 (+13.16%) Land $53,900 Building $172,200	$226,100 (+13.16%) Land $53,900 Building $172,200
2023	$2,142.00	$199,800 Land $53,900 Building $145,900	$199,800 Land $53,900 Building $145,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Utica serves 293 people · EPA ID MN1850011
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hiawatha Broadband Communications Fiber	5,000 / 5,000
LTD Broadband Fixed Wireless	150 / 130

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Main St

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