400 E Main St, Cumby, TX 75433 Property Records

Hopkins County property record for 400 E Main St, Cumby, TX 75433

Property Summary

Property Type	Single Family Home
Details	3,279 sqft · built 1968
Lot Size	1.36 acres (59,242 sqft)
Owner	Company Name on Record
Tax Bill	$3,483 (2025)
Deeds & Mortgages	Mar 2026 Transfer Feb 2026 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`R000000523`

Property Details

APN / Parcel Number

Primary APN	`R000000523`
Alternative APN	`20.0004.000.001.00`

Interior

Stories	1 Story
Building Area	3,279 sqft Total Area
1st Floor Area	1,374 sqft

Exterior

Year Built	Built 1968
Lot Area	59,242 sqft (1.36 acres)
Garage Area	240 sqft
Porch	Porch
Porch Area	15 sqft

Location & Zoning

Account Number	20.0004.000.001.00
Street Address	400 E MAIN ST
City	CUMBY
State	TX
Zip	75433-4525
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACRES: 1.360 LOT: 1 BLK: 4 TOWN: CUMBY
Legal Subdivision	RC GREAVES SURVEY A
Legal Block	4
Legal Lot Number	1
Jurisdiction	HOPKINS TX
Township / Civil Division	CUMBY
Census Block Group	4
Census Block	4012
Census Tract	950200

Owner

Source: Hopkins County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	400 E MAIN ST, CUMBY, TX 75433-4525
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2026	Correction Deed STEWART
Feb 12, 2026	Warranty Deed, Transfer STEWART TITLE COMPANY-MIDLAND DIV, STEWART TITLE CO AUSTIN DIV
Sep 11, 2025	Vendor's Lien, Transfer HAWKEYE ONE ENTERPRISES INC
Apr 29, 2021	Vendor's Lien, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 6, 2019	Quit Claim Deed, Transfer Quitclaim
Feb 25, 2013	Vendor's Lien, Transfer · ARM CITY NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 12, 2026
Deed Sale	Feb 12, 2026
Prior Sale	Sep 11, 2025
Deed Document Number	2026866
Record Updated	Jun 8, 2026

March 2026: Correction Deed

Document Type	Correction Deed
Jurisdiction	HOPKINS TX
Recording Date	Mar 26, 2026
Property Address	400 E MAIN ST, CUMBY, TX 75433-4525
Document Number	0020261836
Instrument Date	Mar 24, 2026
Instrument	20261836
Record Updated	Jun 22, 2026
Title Company	STEWART

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 E MAIN ST, CUMBY, TX 75433-4525
Investor	Possibly a Property Investor

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOPKINS TX
Recording Date	Feb 12, 2026
Property Address	400 E MAIN ST, CUMBY, TX 75433-4525
Document Number	0002026866
Map Reference	VOL 7 PG 168
Instrument Date	Jan 16, 2026
Instrument	2026866
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	STEWART TITLE COMPANY-MIDLAND DIV, STEWART TITLE CO AUSTIN DIV

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	400 E MAIN ST, CUMBY, TX 75433-4525

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 E MAIN ST, CUMBY, TX 75433-4525
Investor	Possibly a Property Investor

September 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HOPKINS TX
Recording Date	Sep 11, 2025
Property Address	400 E MAIN ST, CUMBY, TX 75433-4525
Document Number	0020255605
Instrument Date	Aug 22, 2025
Instrument	20255605
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	MONEY LAW & TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2010 SLEEPY HOLLOW LN, HEATH, TX 75032-5939

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 E MAIN ST, CUMBY, TX 75433-4525

Mortgage

Date	Sep 11, 2025

Lender

Name	HAWKEYE ONE ENTERPRISES INC
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

April 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HOPKINS TX
Recording Date	Apr 29, 2021
Property Address	400 E MAIN ST, CUMBY, TX 75433-4525
Document Number	0020212536
Instrument Date	Apr 26, 2021
Instrument	20212536
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	HALLMARK TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	400 E MAIN ST, CUMBY, TX 75433-4525

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9205 ALONDRA BLVD APT 22, 22, BELLFLOWER, CA 90706-4285

Mortgage

Document Number	0020212537
Date	Apr 29, 2021
Instrument	20212537

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOPKINS TX
Recording Date	Aug 6, 2019
Property Address	400 E MAIN ST, CUMBY, TX 75433-4525
Document Number	0020193778
Instrument Date	Jul 25, 2016
Instrument	20193778
Transaction Type	Transfer
Record Updated	Jun 22, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 E MAIN ST, CUMBY, TX 75433-4525

February 2013: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HOPKINS TX
Recording Date	Feb 25, 2013
Property Address	400 E MAIN ST, CUMBY, TX 75433-4525
Document Number	000838/421
Book / Page	838 / 421
Instrument Date	Feb 8, 2013
Instrument	2013-0882
Transaction Type	Transfer
Record Updated	Jun 22, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	200 COUNTY ROAD 1130, CUMBY, TX 75433-5202

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1243 S 450 E, FRANCISCO, IN 47649-9014

Mortgage

Document Number	0020130883
Date	Feb 25, 2013
Instrument	2013-0883

Lender

Name	CITY NATIONAL BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	ARM
Amount	Amount Recorded
Term	240 Months
Due	Feb 8, 2033

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Change Frequency	Annually
Min Rate At Change	11%
Index	1-Year CMT
Margin	3
Max Rate	5.75%

Tax Assessment & Valuation

Source: Hopkins County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Cumby City
County	Hopkins County
Unified School District	Cumby Collegiate Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,483.00 (+43.93%)	$174,500 (+16.23%) Land $44,060 Building $130,440	$174,500 (+16.23%) Land $44,060 Building $130,440
2024		$150,130 (+17.39%) Land $29,920 Building $120,210	$150,130 (+17.39%) Land $29,920 Building $120,210
2023		$127,890 Land $29,920 Building $97,970	$127,890 Land $29,920 Building $97,970
2021	$2,420.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 17, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 83% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CUMBY serves 685 people · EPA ID TX1120001
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	20 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cumby Telephone Cooperative Fiber	1,000 / 200

May also be available: Nextlink, Peoples Communications.

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