401 E Main St, Cumby, TX 75433 Property Records

Hopkins County property record for 401 E Main St, Cumby, TX 75433

Property Summary

Property Type	Single Family Home
Details	1,565 sqft · built 1950
Lot Size	0.803 acres (34,979 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,766 (2025)
Deeds & Mortgages	Dec 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`20.0003.000.004`

Property Details

APN / Parcel Number

Primary APN	`20.0003.000.004`
Alternative APNs	`20.0003.000.004.30` `R000000519`

Interior

Stories	1 Story
Building Area	1,565 sqft Living Area
1st Floor Area	1,565 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	34,979 sqft (0.803 acres)
Garage Area	1,816 sqft
Porch	Covered Porch
Porch Area	427 sqft

Location & Zoning

Account Number	20.0003.000.004
Street Address	401 E MAIN ST
City	CUMBY
State	TX
Zip	75433-4526
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACRES: 0.803 LOT: 4C & 4A BLK: 3 TOWN: CUMBY
Legal Block	3
Legal Lot Number	4C&4A
Jurisdiction	HOPKINS TX
Township / Civil Division	CUMBY
Census Block Group	4
Census Block	4009
Census Tract	950200

Owner

Source: Hopkins County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	403 E MAIN ST, CUMBY, TX 75433-4526
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 9, 2025
Transfer Doc	0020257580
Record Updated	Oct 29, 2026

December 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HOPKINS TX
Recording Date	Dec 10, 2025
Property Address	401 E MAIN ST, CUMBY, TX 75433-4526
Document Number	0020257580
Instrument Date	Dec 9, 2025
Instrument	20257580
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	401 E MAIN ST, CUMBY, TX 75433-4526

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 E MAIN ST, CUMBY, TX 75433-4526

Tax Assessment & Valuation

Source: Hopkins County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Cumby City
County	Hopkins County
Unified School District	Cumby Collegiate Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$163,380 (-) Land $26,020 Building $137,360	$163,380 (-) Land $26,020 Building $137,360
2025	$2,766.00 (+174.95%) Additional exemption filed	$163,380 (+15.19%) Land $26,020 Building $137,360	$163,380 (+15.19%) Land $26,020 Building $137,360
2023		$141,840 Land $17,670 Building $124,170	$141,840 Land $17,670 Building $124,170
2021	$1,006.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 17, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 83% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CUMBY serves 685 people · EPA ID TX1120001
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	20 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cumby Telephone Cooperative Fiber	1,000 / 200

May also be available: Nextlink, Peoples Communications.

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