Hopkins County property record for 305 E Main St, Cumby, TX 75433
| Property Type | Single Family Home |
|---|---|
| Details | 2,448 sqft · built 1940 |
| Lot Size | 1.25 acres (54,711 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $549 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R000000518 |
| Primary APN | R000000518 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,448 sqft Total Area |
| 1st Floor Area | 1,490 sqft |
| Year Built | Built 1940 |
|---|---|
| Lot Area | 54,711 sqft (1.25 acres) |
| Porch | Porch |
| Porch Area | 210 sqft |
| Account Number | 20.0003.000.003.00 |
|---|---|
| Street Address | 305 E MAIN ST |
| City | CUMBY |
| State | TX |
| Zip | 75433-4524 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACRES: 1.256 LOT: LOT: 2 & 3 BLK: BLK: 3 TOWN: CUMBY |
| Legal Subdivision | J W JORDAN HEADRIGHT SURV ABS |
| Legal Block | 3 |
| Legal Lot Number | 2 |
| Jurisdiction | HOPKINS TX |
| Township / Civil Division | CUMBY |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 950200 |
Source: Hopkins County assessment roll, as of September 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 305 E MAIN ST, CUMBY, TX 75433-4524 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 25, 2016 |
| Deed Sale | May 25, 2016 |
| Deed Document Number | 20162518 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOPKINS TX |
| Property Address | 305 E MAIN ST, CUMBY, TX 75433-4524 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2021 |
| Title Company | HOPKINS COUNTY ABSTRACT |
| Name | Verified Name |
|---|
| Document Number | 20212533 |
|---|---|
| Date | Apr 29, 2021 |
| Instrument | 20212533 |
| Name | CITY NATIONAL BANK OF SULPHUR SPRINGS |
|---|---|
| Type | Bank |
| Address | SULPHUR SPRINGS, TX 75482 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
Source: Hopkins County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Cumby City |
| County | Hopkins County |
| Unified School District | Cumby Collegiate Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $549.00 (-38.59%) Homeowner's exemption | $129,320 (+31.78%) Land $40,690 Building $88,630 | $129,320 (+31.78%) Land $40,690 Building $88,630 |
| 2023 | $98,130 Land $27,630 Building $70,500 | $98,130 Land $27,630 Building $70,500 | |
| 2021 | $894.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 17, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 80% of Texas |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CUMBY serves 685 people · EPA ID TX1120001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 20 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cumby Telephone Cooperative Fiber | 1,000 / 200 |
| Peoples Telephone Cooperative Fixed Wireless | 500 / 60 |
May also be available: 360 Communications, Inc. (OK, AR & TX), AMG Technology Investment Group.
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