304 E Main St, Cumby, TX 75433 Property Records

Hopkins County property record for 304 E Main St, Cumby, TX 75433

Property Summary

Property Type	Single Family Home
Details	2,915 sqft · built 1910
Lot Size	0.303 acres (13,199 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,049 (2025)
Flood Zone	Zone X (minimal risk)
APN	`R000000540`

Property Details

APN / Parcel Number

Primary APN	`R000000540`
Alternative APN	`20.0005.000.003.00`

Interior

Stories	1 Story
Building Area	2,915 sqft Total Area
1st Floor Area	1,422 sqft

Exterior

Year Built	Built 1910
Lot Area	13,199 sqft (0.303 acres)
Porch	Porch
Porch Area	538 sqft

Location & Zoning

Account Number	20.0005.000.003.00
Street Address	304 E MAIN ST
City	CUMBY
State	TX
Zip	75433-4523
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACRES: 0.303 LOT: 3 BLK: 5 TOWN: CUMBY 88X150
Legal Subdivision	E C CREAVES SURVEY
Legal Block	5
Legal Lot Number	3
Jurisdiction	HOPKINS TX
Township / Civil Division	CUMBY
Census Block Group	4
Census Block	4013
Census Tract	950200

Owner

Source: Hopkins County assessment roll, as of September 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	304 E MAIN ST, CUMBY, TX 75433-4523
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 1, 1984
Deed Sale	Sep 1, 1984
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

Source: Hopkins County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Cumby City
County	Hopkins County
Unified School District	Cumby Collegiate Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,049.00 (+233.95%)	$213,060 (+155.87%) Land $26,400 Building $186,660	$213,060 (+155.87%) Land $26,400 Building $186,660
2023		$83,270 Land $5,000 Building $78,270	$83,270 Land $5,000 Building $78,270
2022	$913.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 17, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 83% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CUMBY serves 685 people · EPA ID TX1120001
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	20 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cumby Telephone Cooperative Fiber	1,000 / 200

May also be available: AMG Technology Investment Group, Peoples Telephone Cooperative.