400 E Beardsley Ave, Elkhart, IN 46514 Property Records

Elkhart County property record for 400 E Beardsley Ave, Elkhart, IN 46514

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,996 sqft · built 1892
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$73,300 (Dec 2016)
Tax Bill	$2,045 (2024)
Deeds & Mortgages	Jun 2026 Mortgage Nov 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-06-05-208-015.000-012`

Property Details

APN / Parcel Number

Primary APN	`20-06-05-208-015.000-012`
Alternative APN	`0605208015012`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,996 sqft Living Area
Gross Area	3,426 sqft
1st Floor Area	1,996 sqft
Basement Area	806 sqft

Exterior

Year Built	Built 1892
Effective Year Built	Effective 1892
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Raised
Roof Type	Hip
Roof Material	Asphalt
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	132 ft deep x 80 ft wide
View / Lot	Extra Front
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Stoop
Porch Area	280 sqft
Lean-To	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	400 E BEARDSLEY AVE
City	ELKHART
State	IN
Zip	46514-2717
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	PARK VIEW LOT 32 & 92FT S END LOTS 33 & 34
Legal Subdivision	PARK VIEW
Legal Block	208
Legal Lot Number	32,92
Jurisdiction	ELKHART IN
Township / Civil Division	CONCORD
Census Block Group	2
Census Block	2076
Census Tract	1601

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Beardsley Avenue Historic District listed 2003 · 48 contributing resources · NRIS 03000979

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Elkhart County records, as of June 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	400 E BEARDSLEY AVE, ELKHART, IN 46514-2717
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Deed of Trust, Mortgage · FHA Mortgage NEW AMERICAN FUNDING
Nov 1, 2023	Deed of Trust, Mortgage · Conventional Mortgage TEACHERS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2016 · Amount on Record
Deed Sale	Dec 20, 2016 · Amount on Record
Prior Sale	Oct 23, 2012
Deed Document Number	201626561
Prior Transfer Date	Feb 14, 2003
Prior Transfer Doc	0000009254
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Recording Date	Jun 3, 2026
Property Address	400 E BEARDSLEY AVE, ELKHART, IN 46514-2717
Document Number	0000009658
Instrument Date	May 22, 2026
Instrument	20269658
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	400 E BEARDSLEY AVE, ELKHART, IN 46514-2717

Mortgage

Document Number	0000009658,
Date	Jun 3, 2026
Instrument	20269658

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.23%
Max Rate	-1%

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Property Address	400 E BEARDSLEY AVE, ELKHART, IN 46514-2717
Transaction Type	Mortgage
Record Updated	Nov 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008381
Date	Nov 1, 2023
Instrument	2023-18381

Lender

Name	TEACHERS CU
Type	Credit Union
Address	SOUTH BEND, IN 46601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Oct 17, 2033

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Concord Township
Municipality	Elkhart City
Unified School District	Elkhart Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$220,700 (+9.86%) Land $28,200 Building $192,500	$220,700 (+9.86%) Land $28,200 Building $192,500
2024	$2,045.00 (+15.47%)	$200,900 (+5.85%) Land $28,200 Building $172,700	$200,900 (+5.85%) Land $28,200 Building $172,700
2023		$189,800 (+8.64%) Land $28,200 Building $161,600	$189,800 (+8.64%) Land $28,200 Building $161,600
2022	$1,771.00 Homeowner's exemption	$174,700 Land $28,200 Building $146,500	$174,700 Land $28,200 Building $146,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1981)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELKHART PUBLIC WORKS AND UTILITIES serves 46,455 people · EPA ID IN5220008
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Surf Internet.

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