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401 E Beardsley Ave, Elkhart, IN 46514 Property Records

Elkhart County property record for 401 E Beardsley Ave, Elkhart, IN 46514

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,598 sqft · built 1900
Lot Size0.292 acres (12,763 sqft)
OwnerTrust Name on File
Tax Bill$3,117 (2024)
Deeds & MortgagesOct 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN20-06-05-228-017.000-012

Property Details

APN / Parcel Number

Primary APN20-06-05-228-017.000-012
Alternative APN
  • 0605228017012

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Total Rooms10 Rooms
Stories2 Stories
Building Area3,598 sqft Living Area
1st Floor Area1,652 sqft
2nd Floor Area1,596 sqft
AtticAttic
Attic Area783 sqft
Basement Area1,477 sqft
Family RoomFamily Room
FlooringSubfloor
Fireplaces3 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof MaterialAsphalt
Lot Area12,763 sqft (0.292 acres)
Lot Dimensions85 ft deep x 150 ft wide
Garage TypeDetached
Garage Area652 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area804 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
SewerConnected

Location & Zoning

Account Number0605228017012
Old Parcel Number0605228017012
Street Address401 E BEARDSLEY AVE
CityELKHART
StateIN
Zip46514-2718
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPARK VIEW ADD LOTS 1 2 3 & LOT 4 EX 30FT EAST END
Legal SubdivisionPARK VIEW ADD
Legal Block228
Legal Lot Number1,4 2
JurisdictionELKHART IN
Township / Civil DivisionCONCORD
Census Block Group2
Census Block2075
Census Tract1601

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Beardsley Avenue Historic District
listed 2003 · 48 contributing resources · NRIS 03000979

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

401 E Beardsley Ave is owner-occupied and held in a trust since June 2024.

Source: Elkhart County records, as of March 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordTrust Name on File
Co-ownerCo-owner on File
Mailing Address401 E BEARDSLEY AVE, ELKHART, IN 46514-2718
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJun 13, 2024
Transfer Doc0000009339
Record UpdatedJun 8, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionELKHART IN
Property Address401 E BEARDSLEY AVE, ELKHART, IN 46514-2718
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TITLE CO L

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000021291
DateOct 15, 2018
Instrument2018-21291
Lender
NameINOVA FCU
TypeCredit Union
AddressELKHART, IN 46516
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueOct 14, 2033
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyElkhart County
County SubdivisionConcord Township
MunicipalityElkhart City
Unified School DistrictElkhart Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$359,400 (+17.26%) Land $29,100 Building $330,300$359,400 (+17.26%) Land $29,100 Building $330,300
2024$3,117.00$306,500 (+6.61%) Land $29,100 Building $277,400$306,500 (+6.61%) Land $29,100 Building $277,400
2023$287,500 (-) Land $29,100 Building $258,400$287,500 (-) Land $29,100 Building $258,400
2022$2,917.00 Homeowner's exemption$287,500 Land $29,100 Building $258,400$287,500 Land $29,100 Building $258,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 401 E Beardsley Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1981)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 401 E Beardsley Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELKHART PUBLIC WORKS AND UTILITIES
serves 46,455 people · EPA ID IN5220008
Water SourceGroundwater
Last State InspectionApr 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Surf Internet.

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