414 E Beardsley Ave, Elkhart, IN 46514 Property Records

Elkhart County property record for 414 E Beardsley Ave, Elkhart, IN 46514

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,860 sqft · built 1925
Lot Size	0.121 acres (5,271 sqft)
Owner	Individual Name on Record
Last Sale	$159,000 (Mar 2021)
Tax Bill	$1,607 (2024)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-06-05-208-018.000-012`

Property Details

APN / Parcel Number

Primary APN	`20-06-05-208-018.000-012`
Alternative APN	`0605208018012`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,860 sqft Living Area
Gross Area	2,168 sqft
1st Floor Area	1,860 sqft
Upper Floors Area	930 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	5,271 sqft (0.121 acres)
Lot Dimensions	132 ft deep x 40 ft wide
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	414 E BEARDSLEY AVE
City	ELKHART
State	IN
Zip	46514-2717
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	PARK VIEW LOT 31
Legal Subdivision	PARK VIEW
Legal Block	208
Legal Lot Number	31
Jurisdiction	ELKHART IN
Township / Civil Division	CONCORD
Census Block Group	2
Census Block	2076
Census Tract	1601

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Beardsley Avenue Historic District listed 2003 · 48 contributing resources · NRIS 03000979

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Elkhart County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	414 E BEARDSLEY AVE, ELKHART, IN 46514-2717
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP
Mar 26, 2018	Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 2021 · Amount on Record
Deed Sale	Mar 12, 2021 · Amount on Record
Prior Sale	Mar 26, 2018 · Amount on Record
Deed Document Number	20216442
Prior Transfer Date	Nov 2, 2016
Prior Transfer Doc	0000004071
Record Updated	Jun 8, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELKHART IN
Recording Date	Mar 12, 2021
Property Address	414 E BEARDSLEY AVE, ELKHART, IN 46514-2717
Document Number	0000006442
Map Reference	DD 109 PG 325
Instrument Date	Mar 9, 2021
Instrument	2021-06442
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 E BEARDSLEY AVE, ELKHART, IN 46514-2717

Mortgage

Document Number	0000006443
Date	Mar 12, 2021
Instrument	2021-06443

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELKHART IN
Recording Date	Mar 26, 2018
Property Address	414 E BEARDSLEY AVE, ELKHART, IN 46514-2717
Document Number	0000005930
Map Reference	DD109 PG325
Instrument Date	Mar 23, 2018
Instrument	2018-05930
Transaction Type	Transfer
Record Updated	Mar 31, 2022
Title Company	FIDELITY NATL TITLE CO LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	414 E BEARDSLEY AVE, ELKHART, IN 46514-2717

Mortgage

Document Number	0000005931
Date	Mar 26, 2018
Instrument	2018-05931

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Mortgage

Document Number	0000005932
Date	Mar 26, 2018
Instrument	2018-05932

Lender

Name	INDIANA HOUSING & COMMUNITY DEVELOPMENT
Type	Government Agency
Address	ELKHART, IN 46514

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Mar 23, 2020

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Concord Township
Municipality	Elkhart City
Unified School District	Elkhart Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$172,100 (+9.13%) Land $14,800 Building $157,300	$172,100 (+9.13%) Land $14,800 Building $157,300
2024	$1,607.00 (-17.04%)	$157,700 (-7.67%) Land $14,800 Building $142,900	$157,700 (-7.67%) Land $14,800 Building $142,900
2023		$170,800 (+9.35%) Land $14,800 Building $156,000	$170,800 (+9.35%) Land $14,800 Building $156,000
2022	$1,937.00	$156,200 Land $14,800 Building $141,400	$156,200 Land $14,800 Building $141,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1981)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELKHART PUBLIC WORKS AND UTILITIES serves 46,455 people · EPA ID IN5220008
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Surf Internet.

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