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331 E Beardsley Ave, Elkhart, IN 46514 Property Records

Elkhart County property record for 331 E Beardsley Ave, Elkhart, IN 46514

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 4,120 sqft · built 1910
Lot Size0.235 acres (10,280 sqft)
Owner2 Individual Names on Record
Tax Bill$2,346 (2024)
Deeds & MortgagesJun 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN20-06-05-209-008.000-012

Property Details

APN / Parcel Number

Primary APN20-06-05-209-008.000-012
Alternative APN
  • 0605209008012

Interior

Bedrooms2 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area4,120 sqft Living Area
1st Floor Area1,782 sqft
Upper Floors Area1,650 sqft
Basement Area1,157 sqft
FlooringSubfloor
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1935
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area10,280 sqft (0.235 acres)
Lot Dimensions114 ft deep x 90 ft wide
Garage TypeAttached
Garage Area272 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchPorch
Porch Area32 sqft
Patio Area288 sqft
Shed1 Shed
Shed Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
SewerConnected

Location & Zoning

Account Number0605209008012
Old Parcel Number0605209008012
Street Address331 E BEARDSLEY AVE
CityELKHART
StateIN
Zip46514-2765
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeZO01
Legal DescriptionSO SIDE BEARDS AVE 88X122.03FT 102.3FT W OF LOT 1 PARK VIEW ADD EX 15.45FT X 30.80FT IN NE COR
Legal SubdivisionPARK VIEW ADD
Legal Block209
Legal Lot Number1
JurisdictionELKHART IN
Township / Civil DivisionCONCORD
Census Block Group2
Census Block2075
Census Tract1601

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Beardsley Avenue Historic District
listed 2003 · 48 contributing resources · NRIS 03000979

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Elkhart County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address331 E BEARDSLEY AVE, ELKHART, IN 46514-2765
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 25, 2007
Deed SaleSep 25, 2007
Prior SaleOct 28, 2003
Deed Document Number2007-26776
Record UpdatedJun 8, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionELKHART IN
Property Address331 E BEARDSLEY AVE, ELKHART, IN 46514-2765
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000012303
DateJun 10, 2020
Instrument2020-12303
Lender
NameLAKE CITY BANK
TypeBank
AddressWARSAW, IN 46580
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJun 4, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyElkhart County
County SubdivisionConcord Township
MunicipalityElkhart City
Unified School DistrictElkhart Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$270,500 (+17.35%) Land $28,800 Building $241,700$270,500 (+17.35%) Land $28,800 Building $241,700
2024$2,346.00 (+5.77%)$230,500 (+6.32%) Land $28,800 Building $201,700$230,500 (+6.32%) Land $28,800 Building $201,700
2023$216,800 (-) Land $28,800 Building $188,000$216,800 (-) Land $28,800 Building $188,000
2022$2,218.00 Homeowner's exemption$216,800 Land $28,800 Building $188,000$216,800 Land $28,800 Building $188,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1981)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELKHART PUBLIC WORKS AND UTILITIES
serves 46,455 people · EPA ID IN5220008
Water SourceGroundwater
Last State InspectionApr 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Surf Internet.

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