314 Cortner Dr, Smithton, IL 62285 Property Records

St. Clair County property record for 314 Cortner Dr, Smithton, IL 62285

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,328 sqft · built 1985
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$158,500 (Dec 2004)
Tax Bill	$5,742 (2025)
Deeds & Mortgages	Jul 2018 Line of Credit
APN	`13-28-0-314-001`

Property Details

APN / Parcel Number

Primary APN	`13-28-0-314-001`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,328 sqft Living Area
Basement Area	1,328 sqft
Unfinished Basement	1,328 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1995
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Mixed
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	314 CORTNER DR
City	SMITHTON
State	IL
Zip	62285-1468
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNSET TERRACE 6TH ADDITION LOT/SEC-162 DOC A01882548
Legal Subdivision	SUNSET TERRACE 6TH ADDITION
Legal Block	314
Legal Lot Number	162
Jurisdiction	ST CLAIR IL
Township / Civil Division	SMITHTON
Census Block Group	3
Census Block	3014
Census Tract	503906

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	314 CORTNER DR, SMITHTON, IL 62285-1468
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2004 · Amount on Record
Deed Sale	Dec 13, 2004 · Amount on Record
Deed Document Number	20041882548
Deed Book / Page	4118 / 2220
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	314 CORTNER DR, SMITHTON, IL 62285-1468
Document Number	00A2585241
Instrument Date	Jul 26, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2019
Title Company	ILLINOIS TITLE AND ESCROW, ILLINOIS TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	314 CORTNER DR SMITHTON IL 622851468, SMITHTON, IL 62285-1468

Mortgage

Document Number	00A2585241
Date	Aug 6, 2018
Instrument	2585241

Lender

Name	FCB BK
Type	Bank
Address	BELLEVILLE, IL 62220

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Aug 5, 2023

Interest

Rate Type	Adjustable Rate
Rate	4.65%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Smithton Township
Municipality	Smithton Village
Secondary School District	Freeburg Community High School District 77 (09 - 12)
Elementary School District	Smithton Community Consolidated School District 130 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,742.00 (+41.25%)	$76,956 (+33.63%) Land $9,259 Building $67,697	$230,868 (+33.63%) Land $27,777 Building $203,091
2022		$57,589 Land $7,982 Building $49,607	$172,767 Land $23,946 Building $148,821
2019	$4,065.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHTON serves 4,381 people · EPA ID IL1631300
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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