San Mateo County property record for 400 Copeland St, Pacifica, CA 94044
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,830 sqft · built 1986 |
| Lot Size | 0.09 acres (3,932 sqft) |
| Owner | 2 Individuals on Record |
| Last Sale | $1,700,000 (Jun 2022) |
| Tax Bill | $18,987 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Sep 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 022-042-240 |
| Primary APN | 022-042-240 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,830 sqft Living Area |
| 1st Floor Area | 1,830 sqft |
| Family Room | Family Room |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Lot Area | 3,932 sqft (0.09 acres) |
| Lot Dimensions | 6,784 ft deep x 6,784 ft wide |
| View / Lot | Corner |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 400 COPELAND ST |
|---|---|
| City | PACIFICA |
| State | CA |
| Zip | 94044-3207 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10006 |
| Legal Description | BEING SWLY PTN OF LOTS 22 & 23 BLK 14 ROCKAWAY BEACH AMEND RSM 5/44 |
| Legal Subdivision | ROCKAWAY BEACH AMEND |
| Legal Block | 14 |
| Legal Lot Number | 22,23 |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | SOUTH SAN FRANCISCO |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 603100 |
Source: San Mateo County assessment roll, as of July 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individuals on Record |
|---|---|
| Mailing Address | 400 COPELAND ST, PACIFICA, CA 94044-3207 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Jun 6, 2022 | Grant Deed, Transfer · Conventional Mortgage PNC BANK NA |
| Sep 14, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 6, 2022 · Amount on Record |
| Deed Sale | Jun 6, 2022 · Amount on Record |
| Deed Document Number | 202245625 |
| Prior Transfer Date | Jun 29, 2009 |
| Prior Transfer Doc | 0000092357 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Jun 6, 2022 |
| Property Address | 400 COPELAND ST, PACIFICA, CA 94044-3207 |
| Document Number | 0000045625 |
| Map Reference | MB 5 PG 44 |
| Instrument Date | May 23, 2022 |
| Instrument | 2022-045625 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,870.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 112 ESPLANADE AVE APT 260, 260, PACIFICA, CA 94044-1319 |
| Document Number | 0000045626 |
|---|---|
| Date | Jun 6, 2022 |
| Instrument | 2022-045626 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 400 COPELAND ST, PACIFICA, CA 94044-3207 |
| Document Number | 0000074685 |
| Instrument Date | Sep 14, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2018 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 400 COPELAND ST PACIFICA CA 940443207, PACIFICA, CA 94044-3207 |
| Document Number | 0000074685 |
|---|---|
| Date | Sep 25, 2018 |
| Instrument | 74685 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | TAMPA, FL 33634 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: San Mateo County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Municipality | Pacifica City |
| Secondary School District | Jefferson Union High School District (09 - 12) |
| Elementary School District | Pacifica School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,485,000 (-) Land $790,500 Building $694,500 | ||
| 2025 | $18,987.00 (+3.44%) Homeowner's exemption | $1,485,000 (-) Land $790,500 Building $694,500 | |
| 2023 | $18,356.00 (+304.41%) Homeowner's exemption | $1,485,000 Land $791,000 Building $694,000 | $1,276,650 |
| 2022 | $4,539.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 2 (1998–2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Dec 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 81% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH COAST COUNTY WATER DIST serves 38,546 people · EPA ID CA4110025 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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