302 Champion Dr, Opp, AL 36467 Property Records

Covington County property record for 302 Champion Dr, Opp, AL 36467

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,550 sqft · built 1968
Lot Size	0.459 acres (20,000 sqft)
Owner	Individual Name on Record
Last Sale	$99,000 (Dec 2015)
Tax Bill	$1,007 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-11-08-27-4-003-030.000`

Property Details

APN / Parcel Number

Primary APN	`23-11-08-27-4-003-030.000`
Alternative APNs	`11082740030300000` `1108274003030000` `23278660`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,550 sqft Living Area
1st Floor Area	1,550 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1975
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,000 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Type	Carport
Garage Area	480 sqft
Carport	Carport
Carport Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	23278660
Street Address	302 CHAMPION DR
City	OPP
State	AL
Zip	36467-2521
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DB/PG>2015/17286 12/4/15 LOT 5 BLK. E KING DEV CO SE4 OF SEC 27 T4N R18E BK 4 PG 13.
Legal Range	18E
Legal Township	04N
Legal Section	27
Legal Subdivision	KING DEVELOPEMENT CO
Legal Block	E
Legal Lot Number	5
Jurisdiction	COVINGTON AL
Township / Civil Division	OPP
Census Block Group	4
Census Block	4064
Census Tract	962400

Owner

Source: Covington County records, as of June 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	302 CHAMPION DR, OPP, AL 36467-2521
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2019	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Sep 28, 2020	Deed of Trust, Mortgage · VA Mortgage ADVANCE MORTGAGE & INVESTMENT CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2015 · Amount on Record
Deed Sale	Dec 7, 2015 · Amount on Record
Prior Sale	May 6, 2011
Deed Book / Page	2015 / 17286
Record Updated	Sep 20, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVINGTON AL
Property Address	302 CHAMPION DR, OPP, AL 36467-2521
Transaction Type	Mortgage
Record Updated	Oct 20, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/12397
Date	Jul 16, 2019
Book Page	2019/12397

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVINGTON AL
Property Address	302 CHAMPION DR, OPP, AL 36467-2521
Transaction Type	Mortgage
Record Updated	Oct 20, 2022
Title Company	NATIONS DIRECT TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/18792
Date	Sep 28, 2020
Book Page	2020/18792

Lender

Name	ADVANCE MORTGAGE & INVESTMENT CO INC
Type	Mortgage Company
Address	DAPHNE, AL 36527

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Covington County assessment roll, as of June 18, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Covington County
Municipality	Opp City
Unified School District	Opp City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,007.00 (+6.9%)	$27,192 (+12.55%) Land $820 Building $26,372	$135,960 (+12.57%) Land $4,100 Building $131,860
2024	$942.00 (+16.15%)	$24,160 (+132.35%) Land $820 Building $23,340	$120,780 (+16.16%) Land $4,100 Building $116,680
2023	$811.00 (+5.19%)	$10,398 (+5.18%) Land $360 Building $10,038	$103,980 (+5.18%) Land $3,600 Building $100,380
2022	$771.00	$9,886 Land $330 Building $9,556	$98,860 Land $3,300 Building $95,560

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 1998 · Hurricane Georges

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OPP UTILITIES BOARD serves 10,266 people · EPA ID AL0000375
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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