Kenton County property record for 38 Waterside Way, Covington, KY 41017 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1982 |
| Square Footage | 1,000 sqft Finished Area |
| Lot Size | 15,682 sqft (0.36 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $217,000 (2026) |
| Tax Bill | $1,765.00 (2025) |
| Primary APN | 045-30-00-125.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,000 sqft Finished Area |
| Stories | 3 Stories |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 15,682 sqft (0.36 acres) |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 38 WATERSIDE WAY |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41017-9725 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LAKEWOOD HILLS SEC 9 LOT 237 |
| Legal Subdivision | LAKEWOOD HILLS |
| Legal Phase | 9 |
| Legal Lot Number | 237 |
| Jurisdiction | KENTON KY |
| Minor Civil Division | INDEPENDENCE |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 66801 |
Source: Kenton County records · APN 045-30-00-125.00
Assessment roll updated December 2, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 38 WATERSIDE WAY, COVINGTON, KY 41017-9725 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 27, 2022 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Apr 29, 2026 | Warranty Deed, Transfer · Conventional Mortgage SIBCY CLINE MORTGAGE SERVICES |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 29, 2026 · Amount on Record |
| Deed Sale | Apr 29, 2026 · Amount on Record |
| Prior Sale | Nov 30, 2015 · Amount on Record |
| Deed Doc Number | 202604298362 |
| Deed Book / Page | 419 / 805 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 38 WATERSIDE WAY, COVINGTON, KY 41017-9725 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2026 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0005900017 |
|---|---|
| Date | Jan 27, 2022 |
| Book Page | 331/427 |
| Instrument | 22012705900017 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Apr 29, 2026 |
| Property Address | 38 WATERSIDE WAY, COVINGTON, KY 41017-9725 |
| Document Number | 0000008362 |
| Book / Page | 419 / 805 |
| Instrument Date | Apr 17, 2026 |
| Instrument | 2026.8362 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2026 |
| Title Company | LAWYERS TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $21,917.00 |
| Amount Accuracy | Calculated from Tax (Full/Partial Unknown) |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38 WATERSIDE WAY, COVINGTON, KY 41017-9725 |
| Document Number | 0000008363, |
|---|---|
| Date | Apr 29, 2026 |
| Book Page | 419/810 |
| Instrument | 2026.04.29.8363 |
| Name | SIBCY CLINE MORTGAGE SERVICES |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Number | 0000008364, |
|---|---|
| Date | Apr 29, 2026 |
| Book Page | 419/831 |
| Instrument | 2026.04.29.8364 |
| Name | KENTUCKY HOUSING CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 15 Months |
| Due | May 01, 2041 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Kenton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,765.00 (-7.06%) | $178,200 (-) Land $10,000 Building $168,200 | $178,200 (-) Land $10,000 Building $168,200 |
| 2023 | $1,899.00 | $178,200 Land $10,000 Building $168,200 | $178,200 Land $10,000 Building $168,200 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures