40 Varner Rd, Carnesville, GA 30521 Property Records

Franklin County property record for 40 Varner Rd, Carnesville, GA 30521

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 800 sqft · built 2021
Lot Size	34.5 acres (1,507,176 sqft)
Owner	2 Individual Names on Record
Tax Bill	$719 (2025)
Deeds & Mortgages	Jul 2021 Line of Credit May 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`013-012-C`

Property Details

APN / Parcel Number

Primary APN	`013-012-C`
Alternative APN	`18108`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	800 sqft Heated Area
1st Floor Area	800 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Exterior Material	Fiber Cement Siding
Foundation Type	Pier/Post & Beam
Roof Type	Gambrel
Roof Material	Metal
Lot Area	1,507,176 sqft (34.5 acres)
Terrain	Rolling
Garage Area	800 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	18108
Street Address	40 VARNER RD
City	CARNESVILLE
State	GA
Zip	30521-3750
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL
Legal Description	34.60 ACRES
Jurisdiction	FRANKLIN GA
Township / Civil Division	SANDY CROSS
Census Block Group	3
Census Block	3018
Census Tract	890300

Owner

Source: Franklin County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	40 VARNER RD, CARNESVILLE, GA 30521-3750
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2021	Deed of Trust, Mortgage · Line of Credit NORTHEAST GEORGIA BANK
May 10, 2022	Deed of Trust, Mortgage AGGEORGIA FARM CREDIT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2019
Deed Sale	Mar 7, 2019
Deed Document Number	0001334274
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN GA
Property Address	40 VARNER RD, CARNESVILLE, GA 30521-3750
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 VARNER RD, CARNESVILLE, GA 30521-3750

Mortgage

Document Number	0000001462/0000000145
Date	Jul 8, 2021
Book Page	0000001462/0000000145

Lender

Name	NORTHEAST GEORGIA BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jan 1, 2022

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN GA
Property Address	40 VARNER RD, CARNESVILLE, GA 30521-3750
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 VARNER RD, CARNESVILLE, GA 30521-3750

Mortgage

Document Number	0000001522/0000000020
Date	May 10, 2022
Book Page	0000001522/0000000020

Lender

Name	AGGEORGIA FARM CREDIT

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$719.00 (-7.11%) Homeowner's exemption	$114,420 (+46.58%) Land $95,052 Building $19,368	$286,050 (+46.58%) Land $237,630 Building $48,420
2023	$774.00 (-53.76%) Homeowner's exemption	$78,058 (+20.26%) Land $58,690 Building $19,368	$195,146 (+20.26%) Land $146,726 Building $48,420
2022	$1,674.00 Homeowner's exemption	$64,907 Land $45,539 Building $19,368	$162,268 Land $113,848 Building $48,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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