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40 Union Ave, Schenectady, NY 12308 Property Records

Schenectady County and Schenectady City property record for 40 Union Ave, Schenectady, NY 12308

Property Summary

Property TypeApartments (5+ Units)
Details2,816 sqft · built 1984
Lot Size0.265 acres (11,562 sqft)
Owner2 Individual Names on File
Last Sale$260,000 (Sep 2022)
Tax Bill$8,493 (2025)
Deeds & MortgagesSep 2022 Mortgage
Jul 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN421500 39.74-1-15

Property Details

APN / Parcel Number

Primary APN421500 39.74-1-15
Alternative APN
  • 150003907400010150000000

Interior

Units4 Units
Stories2 Stories
Building Area2,816 sqft Gross Area
Basement Area1,408 sqft
Unfinished Basement1,408 sqft

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Lot Area11,562 sqft (0.265 acres)
Lot Dimensions141 ft deep x 82 ft wide
PorchSlab
Porch Area306 sqft

Utilities, Heating & Cooling

Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address40 UNION AVE
CitySCHENECTADY
StateNY
Zip12308-2321
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code03 - MULTI
Legal Block1
Legal Lot Number15.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group2
Census Block2003
Census Tract33400

Owner

Source: Schenectady County and Schenectady City records · APN 421500 39.74-1-15

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5 SLEVIN CT, MONSEY, NY 10952-2844
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 20, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC
Jul 06, 2017Warranty Deed, Transfer · Conventional Mortgage
KCMI CAP INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 20, 2022 · Amount on Record
Deed SaleSep 20, 2022 · Amount on Record
Prior SaleJul 06, 2017 · Amount on Record
Deed Document Number202250111
Deed Book / Page2093 / 375
Prior Transfer DateSep 14, 2022
Prior Transfer Doc0000050111
Record UpdatedJun 08, 2026

September 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSCHENECTADY NY
Recording DateSep 20, 2022
Property Address40 UNION AVE, SCHENECTADY, NY 12308-2321
Document Number0000050111
Book / Page2093 / 375
Instrument DateSep 14, 2022
Instrument202250111
Transaction TypeTransfer
Record UpdatedFeb 20, 2024
Title CompanyLAND TRACK TITLE AGENCY LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address112 GROVE ST UNIT 101, 101, MONSEY, NY 10952-3652

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 SLEVIN CT, MONSEY, NY 10952-2844

Mortgage

Document Number0000050112
DateSep 20, 2022
Instrument202250112
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2052

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateJul 06, 2017
Property Address40 UNION AVE, SCHENECTADY, NY 12308-2321
Document Number0000030141
Book / Page001966 / 000354
Instrument DateJun 21, 2017
Instrument30141
Transaction TypeTransfer
Record UpdatedJan 14, 2020
Title CompanySNEERINGER MONAHAN PROVOST RED

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$840.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipIrrevocable Trust
Address1435 56TH ST BROOKLYN NY 112194618, BROOKLYN, NY 11219-4618

Mortgage

Document Number30143
DateJul 06, 2017
Book Page004771/000154
Instrument30143
Lender
NameKCMI CAP INC
AddressMEDIA, PA 19063
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,493.00$153,300 (-) Land $27,100 Building $126,200$253,850 (+30.82%) Land $44,875 Building $208,975
2023$153,300 Land $27,100 Building $126,200$194,051 Land $34,304 Building $159,747

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 7, 2014 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880

Based on FCC filings for 461 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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