Schenectady County and Schenectady City property record for 68 Union Ave, Schenectady, NY 12308
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2.5 ba · 2,277 sqft · built 1900 |
| Lot Size | 0.219 acres (9,568 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $185,000 (Jul 2020) |
| Tax Bill | $7,950 (2026) |
| Deeds & Mortgages | Aug 2023 Line of Credit Jul 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 39.75-1-80 |
| Primary APN | 421500 39.75-1-80 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,277 sqft Total Area |
| 1st Floor Area | 1,149 sqft |
| 2nd Floor Area | 1,128 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,568 sqft (0.219 acres) |
| Lot Dimensions | 184 ft deep x 52 ft wide |
| Garage Type | Detached |
| Garage Area | 486 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 615 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 68 UNION AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12308-2430 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 2 WOOD |
| Legal Subdivision | LAVINIA N MCMULLEN |
| Legal Block | 1 |
| Legal Lot Number | 80.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 33400 |
68 Union Ave, a duplex, is owned and occupied by two individuals who bought it in July 2020.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 68 UNION AVE, SCHENECTADY, NY 12308-2430 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 25, 2023 | Deed of Trust, Mortgage · Line of Credit BROADVIEW FCU |
| Jul 23, 2020 | Warranty Deed, Transfer · Conventional Mortgage TRUSTCO BANK |
| May 15, 2018 | Warranty Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 23, 2020 · Amount on File |
| Deed Sale | Jul 23, 2020 · Amount on File |
| Prior Sale | May 15, 2018 · Amount on File |
| Deed Document Number | 202021055 |
| Deed Book / Page | 2038 / 343 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 68 UNION AVE, SCHENECTADY, NY 12308-2430 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2023 |
| Name | Verified Name |
|---|---|
| Address | 68 UNION AVE, SCHENECTADY, NY 12308-2430 |
| Document Number | 0000048559 |
|---|---|
| Date | Aug 25, 2023 |
| Book Page | 5326/200 |
| Instrument | 202348559 |
| Name | BROADVIEW FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 24, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jul 23, 2020 |
| Property Address | 68 UNION AVE, SCHENECTADY, NY 12308-2430 |
| Document Number | 0000021055 |
| Book / Page | 2038 / 343 |
| Instrument Date | Jun 26, 2020 |
| Instrument | 202021055 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Title Company | SMPR TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $740.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1571 CENTRAL AVE, 1571, ALBANY, NY 12205-2405 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1404 DORWALDT BLVD, SCHENECTADY, NY 12308-1502 |
| Document Number | 0000021056 |
|---|---|
| Date | Jul 23, 2020 |
| Instrument | 202021056 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jun 26, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | May 15, 2018 |
| Property Address | 68 UNION AVE, SCHENECTADY, NY 12308-2430 |
| Document Number | 0000020720 |
| Book / Page | 001987 / 000204 |
| Instrument Date | May 10, 2018 |
| Instrument | 20720 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2018 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $240.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1571 CENTRAL AVE ALBANY NY 122052405, ALBANY, NY 12205-2405 |
The 2026 property tax bill for 68 Union Ave was $7,950, up 2.7% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,950.00 (+2.67%) | ||
| 2025 | $7,743.00 | $133,400 Land $20,000 Building $113,400 | $220,897 Land $33,118 Building $187,779 |
| 2023 | $133,400 (-) Land $20,000 Building $113,400 | $168,861 (+3.8%) Land $25,316 Building $143,545 | |
| 2022 | $133,400 Land $20,000 Building $113,400 | $162,683 Land $24,390 Building $138,293 | |
| 2021 | $7,243.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 68 Union Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 68 Union Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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