Schenectady County and Schenectady City property record for 64 Union Ave, Schenectady, NY 12308
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 2.5 ba · 2,132 sqft · built 1890 |
| Lot Size | 0.123 acres (5,375 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $212,000 (Jul 2023) |
| Tax Bill | $7,488 (2026) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage May 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 39.75-1-41 |
| Primary APN | 421500 39.75-1-41 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,132 sqft Living Area |
| 1st Floor Area | 1,261 sqft |
| 2nd Floor Area | 827 sqft |
| Upper Floors Area | 44 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Traditional |
| Exterior Material | Composition/Composite |
| Lot Area | 5,375 sqft (0.123 acres) |
| Lot Dimensions | 125 ft deep x 43 ft wide |
| Garage Type | Detached |
| Garage Area | 378 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 60 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 64 UNION AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12308-2430 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 2 WOOD |
| Legal Block | 1 |
| Legal Lot Number | 41.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 33400 |
64 Union Ave is owned and occupied by two individuals who bought it in July 2023.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 64 UNION AVE, SCHENECTADY, NY 12308-2430 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 20, 2023 | Warranty Deed, Transfer · FHA Mortgage M & T BANK |
| May 1, 2017 | Grant Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 20, 2023 · Amount on File |
| Deed Sale | Jul 20, 2023 · Amount on File |
| Prior Sale | May 1, 2017 · Amount on File |
| Deed Document Number | 202341499 |
| Deed Book / Page | 2112 / 320 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jul 20, 2023 |
| Property Address | 64 UNION AVE, SCHENECTADY, NY 12308-2430 |
| Document Number | 0000041499 |
| Book / Page | 2112 / 320 |
| Instrument Date | Jun 26, 2023 |
| Instrument | 202341499 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | FORD & REALE TITLE SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $848.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 411 WALNUT ST, GREEN COVE SPRINGS, FL 32043-3443 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 923 VERMONT AVE, SCHENECTADY, NY 12303-1425 |
| Document Number | 0000041500 |
|---|---|
| Date | Jul 20, 2023 |
| Instrument | 202341500 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | May 1, 2017 |
| Property Address | 64 UNION AVE, SCHENECTADY, NY 12308-2430 |
| Document Number | 0000019223 |
| Book / Page | 001961 / 000745 |
| Instrument Date | Apr 28, 2017 |
| Instrument | 19223 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2017 |
| Amount | Amount on Record |
|---|---|
| Tax | $52.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 21 WATERBURY ST SARATOGA SPRINGS NY 128661327, SARATOGA SPRINGS, NY 12866-1327 |
The 2026 property tax bill for 64 Union Ave was $7,488, up 1.7% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,488.00 (+1.74%) | ||
| 2025 | $7,360.00 | $145,000 Land $26,500 Building $118,500 | $240,106 Land $43,881 Building $196,225 |
| 2023 | $145,000 (-) Land $26,500 Building $118,500 | $183,544 (+3.8%) Land $33,544 Building $150,000 | |
| 2022 | $145,000 Land $26,500 Building $118,500 | $176,829 Land $32,317 Building $144,512 | |
| 2021 | $7,032.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 64 Union Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 64 Union Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures