Schenectady County and Schenectady City property record for 64 Union Ave, Schenectady, NY 12308
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 2.5 ba · 2,132 sqft · built 1890 |
| Lot Size | 0.123 acres (5,375 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $212,000 (Jul 2023) |
| Tax Bill | $7,488 (2026) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage May 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 39.75-1-41 |
| Primary APN | 421500 39.75-1-41 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,132 sqft Living Area |
| 1st Floor Area | 1,261 sqft |
| 2nd Floor Area | 827 sqft |
| Upper Floors Area | 44 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Traditional |
| Exterior Material | Composition/Composite |
| Lot Area | 5,375 sqft (0.123 acres) |
| Lot Dimensions | 125 ft deep x 43 ft wide |
| Garage Type | Detached |
| Garage Area | 378 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 60 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 64 UNION AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12308-2430 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 2 WOOD |
| Legal Block | 1 |
| Legal Lot Number | 41.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 33400 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 64 UNION AVE, SCHENECTADY, NY 12308-2430 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 20, 2023 | Warranty Deed, Transfer · FHA Mortgage M & T BANK |
| May 1, 2017 | Grant Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 20, 2023 · Amount on File |
| Deed Sale | Jul 20, 2023 · Amount on File |
| Prior Sale | May 1, 2017 · Amount on File |
| Deed Document Number | 202341499 |
| Deed Book / Page | 2112 / 320 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jul 20, 2023 |
| Property Address | 64 UNION AVE, SCHENECTADY, NY 12308-2430 |
| Document Number | 0000041499 |
| Book / Page | 2112 / 320 |
| Instrument Date | Jun 26, 2023 |
| Instrument | 202341499 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | FORD & REALE TITLE SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $848.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 411 WALNUT ST, GREEN COVE SPRINGS, FL 32043-3443 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 923 VERMONT AVE, SCHENECTADY, NY 12303-1425 |
| Document Number | 0000041500 |
|---|---|
| Date | Jul 20, 2023 |
| Instrument | 202341500 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | May 1, 2017 |
| Property Address | 64 UNION AVE, SCHENECTADY, NY 12308-2430 |
| Document Number | 0000019223 |
| Book / Page | 001961 / 000745 |
| Instrument Date | Apr 28, 2017 |
| Instrument | 19223 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2017 |
| Amount | Amount on Record |
|---|---|
| Tax | $52.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 21 WATERBURY ST SARATOGA SPRINGS NY 128661327, SARATOGA SPRINGS, NY 12866-1327 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,488.00 (+1.74%) | ||
| 2025 | $7,360.00 (+4.66%) | $145,000 (-) Land $26,500 Building $118,500 | $240,106 (+30.82%) Land $43,881 Building $196,225 |
| 2023 | $145,000 (-) Land $26,500 Building $118,500 | $183,544 (+3.8%) Land $33,544 Building $150,000 | |
| 2022 | $145,000 Land $26,500 Building $118,500 | $176,829 Land $32,317 Building $144,512 | |
| 2021 | $7,032.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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