26 Union Ave, Schenectady, NY 12308 Property Records

Schenectady County and Schenectady City property record for 26 Union Ave, Schenectady, NY 12308

Property Summary

Property TypeApartments (5+ Units)
Details8,295 sqft · built 1962
Lot Size0.351 acres (15,268 sqft)
OwnerCompany Name on Record
Last Sale$430,000 (Oct 2014)
Tax Bill$15,302 (2025)
Deeds & MortgagesApr 2017 Mortgage
Feb 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN421500 39.74-1-10

Property Details

APN / Parcel Number

Primary APN421500 39.74-1-10
Alternative APN
  • 150003907400010100000000

Interior

Units6 Units
Stories3 Stories
Building Area8,295 sqft Gross Area

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1995
Lot Area15,268 sqft (0.351 acres)
Lot Dimensions150 ft deep x 100 ft wide
Garage TypeDetached
Garage Area2,068 sqft
Parking Spaces7 Parking Spaces
PorchSlab
Porch Area264 sqft
Canopy24 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address26 UNION AVE
CitySCHENECTADY
StateNY
Zip12308-2311
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code03 - MULTI
Legal Description3 BRK AND WD
Legal Block1
Legal Lot Number10.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group2
Census Block2003
Census Tract33400

Owner

Source: Schenectady County and Schenectady City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address5970 CURRY RD EXT, SCHENECTADY, NY 12303-2800
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Apr 10, 2017Deed of Trust, Mortgage · Commercial Mortgage
BALLSTON SPA NATIONAL BANK
Feb 27, 2020Deed of Trust, Mortgage
CAPITAL COMMUNICATIONS FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 31, 2014 · Amount on Record
Deed SaleOct 31, 2014 · Amount on Record
Deed Document Number201451390
Deed Book / Page1903 / 997
Prior Transfer DateJul 30, 2008
Prior Transfer Doc1787000280
Record UpdatedJun 8, 2026

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address26 UNION AVE, SCHENECTADY, NY 12308-2311
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000015794
DateApr 10, 2017
Book Page4754/174
Instrument201715794
Lender
NameBALLSTON SPA NATIONAL BANK
TypeBank
AddressBALLSTON SPA, NY 12020
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address26 UNION AVE, SCHENECTADY, NY 12308-2311
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyNORTHEAST TTL & ABSTRACT CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008169
DateFeb 27, 2020
Book Page4975/57
Instrument202008169
Lender
NameCAPITAL COMMUNICATIONS FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$15,302.00 (+0.98%)$370,100 (-) Land $31,900 Building $338,200$612,850 (+30.82%) Land $52,823 Building $560,027
2023$370,100 (-) Land $31,900 Building $338,200$468,481 (+3.8%) Land $40,380 Building $428,101
2022$370,100 Land $31,900 Building $338,200$451,341 Land $38,902 Building $412,439
2021$15,154.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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