St. Johns County property record for 40 Tobago Ln, Saint Augustine, FL 32092 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2020 |
| Square Footage | 2,126 sqft Living Area |
| Lot Size | 9,583 sqft (0.22 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $325,000 (2021) |
| Tax Bill | $334.00 (2025) |
| Primary APN | 027442-5530 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Building Area | 2,126 sqft Living Area |
| Gross Area | 2,700 sqft Gross Area |
| 1st Floor | 2,126 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Concrete Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 9,583 sqft (0.22 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 414 sqft Garage |
| Patio Area | 728 sqft Patio |
| Porch Area | 160 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 40 TOBAGO LN |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-1155 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 95/38-45 WINDWARD RANCH PHASE FIFTEEN LOT 553 OR5141/989 |
| Legal Range | 28E |
| Legal Township | 07S |
| Legal Section | 42 |
| Legal Subdivision | WINDWARD RANCH PHASE FIFTEEN |
| Legal Block | 1 |
| Legal Lot Number | 553 |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | ST. AUGUSTINE |
| Census Blockgroup | 2 |
| Census Block | 2017 |
| Census Tract | 20906 |
Source: St. Johns County records · APN 027442-5530
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 40 TOBAGO LN, SAINT AUGUSTINE, FL 32092-1155 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 01, 2023 | Deed of Trust, Mortgage · Stand Alone Second Mortgage SERVICE FCU |
| Jan 04, 2021 | Special Warranty Deed, Subdivision Related Transfer · Veterans Administration Mortgage LENNAR MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 04, 2021 · Amount on Record |
| Deed Sale | Jan 04, 2021 · Amount on Record |
| Deed Doc Number | 2021291 |
| Deed Book / Page | 5141 / 989 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 40 TOBAGO LN, SAINT AUGUSTINE, FL 32092-1155 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Title Company | COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 40 TOBAGO LN, ST AUGUSTINE, FL 32092-1155 |
| Document Number | 0057161142 |
|---|---|
| Date | Mar 01, 2023 |
| Book Page | 5716/1142 |
| Instrument | 2023015660 |
| Name | SERVICE FCU |
|---|---|
| Type | Credit Union |
| Address | PORTSMOUTH, NH 03801 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 01, 2038 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 04, 2021 |
| Property Address | 40 TOBAGO LN, SAINT AUGUSTINE, FL 32092-1155 |
| Document Number | 0051410989 |
| Book / Page | 5141 / 989 |
| Map Reference | MB 95 PG 38 |
| Instrument Date | Dec 23, 2020 |
| Instrument | 2021000291 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 28, 2022 |
| Title Company | LENNAR TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,275.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9440 PHILIPS HWY STE 7, 9440, JACKSONVILLE, FL 32256-1339 |
| Name | Verified Name |
|---|---|
| Address | 40 TOBAGO LN, SAINT AUGUSTINE, FL 32092-1155 |
| Document Number | 0005141999 |
|---|---|
| Date | Jan 04, 2021 |
| Instrument | 5141/999 |
| Name | LENNAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $327,069 (+2.7%) | $371,624 (-7.79%) Land $100,000 Building $271,624 | |
| 2025 | $334.00 (+31.5%) Disabled Person's exemption Veteran's exemption | $318,470 (+2.9%) | $403,021 (-2.9%) Land $100,000 Building $303,021 |
| 2024 | $254.00 Disabled Person's exemption Veteran's exemption | $309,495 (+6.15%) | $415,066 (+15.33%) Land $100,000 Building $315,066 |
| 2023 | $254.00 (+7.63%) Disabled Person's exemption Veteran's exemption | $291,569 (+3%) | $359,892 (+4.88%) Land $90,720 Building $269,172 |
| 2022 | $236.00 Disabled Person's exemption Veteran's exemption | $283,077 | $343,150 Land $84,000 Building $259,150 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Moderate above 66% of the US · above 44% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 422 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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