St. Johns County property record for 23 Tobago Ln, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,268 sqft · built 2020 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $345,000 (Aug 2020) |
| Tax Bill | $5,419 (2025) |
| Deeds & Mortgages | Jan 2026 Transfer Aug 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 027442-5670 |
| Primary APN | 027442-5670 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,268 sqft Living Area |
| Gross Area | 3,034 sqft |
| 1st Floor Area | 2,268 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Type | Attached |
| Garage Area | 616 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 150 sqft |
| Patio Area | 764 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 23 TOBAGO LN |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-1155 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 95/38-45 WINDWARD RANCH PHASE FIFTEEN LOT 567 OR5010/608 & 6297/1306(Q/C) |
| Legal Range | 28E |
| Legal Township | 07S |
| Legal Section | 42 |
| Legal Subdivision | WINDWARD RANCH PHASE FIFTEEN |
| Legal Block | 1 |
| Legal Lot Number | 567 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 20906 |
Source: St. Johns County records · APN 027442-5670
Assessment roll updated April 13, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 23 TOBAGO LN, SAINT AUGUSTINE, FL 32092-1155 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Jan 30, 2026 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Aug 07, 2020 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 07, 2020 · Amount on Record |
| Deed Sale | Aug 07, 2020 · Amount on Record |
| Deed Document Number | 202065168 |
| Deed Book / Page | 5010 / 608 |
| Last Transfer Date | Jan 30, 2026 |
| Transfer Doc | 0062971306 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 30, 2026 |
| Property Address | 23 TOBAGO LN, SAINT AUGUSTINE, FL 32092-1155 |
| Document Number | 0062971306 |
| Book / Page | 6297 / 1306 |
| Map Reference | MB 95 PG 38 |
| Instrument Date | Jan 30, 2026 |
| Instrument | 2026008254 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 23 TOBAGO LN, SAINT AUGUSTINE, FL 32092-1155 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 23 TOBAGO LN, SAINT AUGUSTINE, FL 32092-1155 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 07, 2020 |
| Property Address | 23 TOBAGO LN, SAINT AUGUSTINE, FL 32092-1155 |
| Document Number | 0050100608 |
| Book / Page | 5010 / 608 |
| Map Reference | MB 95 PG 38 |
| Instrument Date | Jul 27, 2020 |
| Instrument | 2020065168 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | CALATLANTIC TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,415.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9440 PHILIPS HWY STE 7, 9440, JACKSONVILLE, FL 32256-1339 |
| Name | Verified Name |
|---|---|
| Address | 23 TOBAGO LN, SAINT AUGUSTINE, FL 32092-1155 |
| Document Number | 5010612 |
|---|---|
| Date | Aug 07, 2020 |
| Instrument | 5010/612 |
| Name | EAGLE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2050 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $399,665 (-4%) Land $100,000 Building $299,665 | $399,665 (-8.01%) Land $100,000 Building $299,665 | |
| 2025 | $5,419.00 (+12.15%) Homeowner's exemption | $416,310 (+2.9%) | $434,487 (-3.09%) Land $100,000 Building $334,487 |
| 2024 | $4,832.00 (+1.94%) Homeowner's exemption | $404,577 (+3%) | $448,322 (+12.77%) Land $100,000 Building $348,322 |
| 2023 | $4,740.00 (+2.75%) Homeowner's exemption | $392,793 (+3%) | $397,557 (+4.25%) Land $90,720 Building $306,837 |
| 2022 | $4,613.00 Homeowner's exemption | $381,352 | $381,352 Land $84,000 Building $297,352 |
Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 74 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 74 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2024 · other causes |
| Wildfire Risk | Moderate above 66% of the US · above 43% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Fiber | 2,000 / 250 |
May also be available: Verizon.
Based on FCC filings for 203 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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