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32 Tobago Ln, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 32 Tobago Ln, Saint Augustine, FL 32092 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,027 sqft · built 2020
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on File
Last Sale$320,500 (Dec 2020)
Tax Bill$3,903 (2025)
Deeds & MortgagesDec 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN027442-5520

Property Details

APN / Parcel Number

Primary APN027442-5520

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures13 Plumbing Fixtures
Stories1 Story
Building Area2,027 sqft Living Area
Gross Area2,599 sqft
1st Floor Area2,027 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,712 sqft (0.2 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchFinished Screened Porch
Porch Area152 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address32 TOBAGO LN
CitySAINT AUGUSTINE
StateFL
Zip32092-1155
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description95/38-45 WINDWARD RANCH PHASE FIFTEEN LOT 552 OR5130/1592
Legal Range28E
Legal Township07S
Legal Section42
Legal SubdivisionWINDWARD RANCH PHASE FIFTEEN
Legal Block1
Legal Lot Number552
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2017
Census Tract20906

Owner

Source: St. Johns County records · APN 027442-5520

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address32 TOBAGO LN, SAINT AUGUSTINE, FL 32092-1155
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 21, 2020 · Amount on Record
Deed SaleDec 21, 2020 · Amount on Record
Deed Document Number2020116573
Deed Book / Page5130 / 1592
Record UpdatedJun 08, 2026

December 2020: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateDec 21, 2020
Property Address32 TOBAGO LN, SAINT AUGUSTINE, FL 32092-1155
Document Number0051301592
Book / Page5130 / 1592
Map ReferenceMB 95 PG 38
Instrument DateNov 25, 2020
Instrument2020116573
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 28, 2022
Title CompanyLENNAR TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,243.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9440 PHILIPS HWY STE 7, 9440, JACKSONVILLE, FL 32256-1339

Transferred To (Grantee/Buyer)

NameVerified Name
Address32 TOBAGO LN, SAINT AUGUSTINE, FL 32092-1155

Mortgage

Document Number0051301596
DateDec 21, 2020
Instrument5130/1596
Lender
NameEAGLE HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2050

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$311,992 (+2.7%)$355,512 (-7.99%) Land $100,000 Building $255,512
2025$3,903.00 (+12.77%) Homeowner's exemption$303,790 (+2.9%)$386,388 (-2.92%) Land $100,000 Building $286,388
2024$3,461.00 (+2.03%) Homeowner's exemption$295,228 (+3%)$398,028 (+12.76%) Land $100,000 Building $298,028
2023$3,392.00 (+2.98%) Homeowner's exemption$286,629 (+3%)$352,978 (+4.91%) Land $90,720 Building $262,258
2022$3,294.00 Homeowner's exemption$278,281$336,446 Land $84,000 Building $252,446

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209062, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance CostPremium on Record
median of 74 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies74 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 2024, other causes

Wildfire

Wildfire RiskModerate
above 62% of the US · above 37% of Florida
Wildfire LikelihoodAbout 1 in 578 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 203 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityFiber2,000 / 250

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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