20 Tobago Ln, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 20 Tobago Ln, Saint Augustine, FL 32092 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2020
Square Footage1,716 sqft Living Area
Lot Size10,454 sqft (0.24 acres)
OccupancyOwner Occupied
Last Sale$381,000 (2021)
Tax Bill$4,300.00 (2025)

Property Details

APN / Parcel Number

Primary APN027442-5510

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures11 Plumbing Fixtures
Building Area1,716 sqft Living Area
Gross Area2,382 sqft Gross Area
1st Floor1,716 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialConcrete Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area10,454 sqft (0.24 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area462 sqft Garage
Porch Area204 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address20 TOBAGO LN
CitySAINT AUGUSTINE
StateFL
Zip32092-1155
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description95/38-45 WINDWARD RANCH PHASE FIFTEEN LOT 551 OR5408/1446
Legal Range28E
Legal Township07S
Legal Section42
Legal SubdivisionWINDWARD RANCH PHASE FIFTEEN
Legal Block2
Legal Lot Number551
JurisdictionST JOHNS FL
Minor Civil DivisionST. AUGUSTINE
Census Blockgroup2
Census Block2017
Census Tract20906

Owner

Source: St. Johns County records · APN 027442-5510

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address20 TOBAGO LN, SAINT AUGUSTINE, FL 32092-1155
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 01, 2021Warranty Deed, Transfer · Veterans Administration Mortgage
USAA FSB
Dec 17, 2020Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 01, 2021 · Amount on Record
Deed SaleNov 01, 2021 · Amount on Record
Prior SaleDec 17, 2020 · Amount on Record
Deed Doc Number2021118705
Deed Book / Page5408 / 1446
Record RefreshedJun 08, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateNov 01, 2021
Property Address20 TOBAGO LN, SAINT AUGUSTINE, FL 32092-1155
Document Number0054081446
Book / Page5408 / 1446
Map ReferenceMB 95 PG 38-45
Instrument DateOct 29, 2021
Instrument2021118705
Transaction TypeTransfer
Record UpdatedOct 23, 2025
Title CompanyTRADEMARK TITLE SERVICES INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,667.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address6737 HIDDEN CREEK BLVD, ST AUGUSTINE, FL 32086-7983

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 TOBAGO LN, ST AUGUSTINE, FL 32092-1155

Mortgage

Document Number0054081448
DateNov 01, 2021
Instrument5408/1448
Lender
NameUSAA FSB
TypeBank
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2051

December 2020: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateDec 17, 2020
Property Address20 TOBAGO LN, SAINT AUGUSTINE, FL 32092-1155
Document Number0051280089
Book / Page5128 / 89
Map ReferenceMB 95 PG 38
Instrument DateNov 24, 2020
Instrument2020115456
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 28, 2022
Title CompanyCALATLANTIC TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,093.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address9440 PHILIPS HWY STE 7, 9440, JACKSONVILLE, FL 32256-1339

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 TOBAGO LN, SAINT AUGUSTINE, FL 32092-1155

Mortgage

Document Number0000512893
DateDec 17, 2020
Instrument5128/93
Lender
NameEAGLE HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2050

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$328,710 (-2.81%) Land $100,000 Building $228,710$328,710 (-7.2%) Land $100,000 Building $228,710
2025$4,300.00 (+12.62%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$338,231 (+2.9%)$354,224 (-2.79%) Land $100,000 Building $254,224
2024$3,818.00 (+2.06%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$328,699 (+3%)$364,380 (+12.68%) Land $100,000 Building $264,380
2023$3,741.00 (+1.16%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$319,125 (+3%)$323,372 (+4.37%) Land $90,720 Building $232,652
2022$3,698.00 Homeowner's exemption$309,830$309,830 Land $84,000 Building $225,830

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskModerate
above 62% of the US · above 37% of Florida
Wildfire LikelihoodAbout 1 in 578 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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