40 Noel Dr, Ashburnham, MA 01430 Property Records

Worcester County and Ashburnham Town property record for 40 Noel Dr, Ashburnham, MA 01430

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,568 sqft · built 1985
Lot Size	0.428 acres (18,658 sqft)
Owner	Individual Name on File
Last Sale	$467,000 (Jun 2026)
Tax Bill	$5,297 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Apr 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`ASHB M:0047 B:000005`

Property Details

APN / Parcel Number

Primary APN	`ASHB M:0047 B:000005`
Alternative APN	`ABHM M:0047 B:000005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,568 sqft Living Area
Gross Area	3,282 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Material	Asphalt
Lot Area	18,658 sqft (0.428 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	40 NOEL DR
City	ASHBURNHAM
State	MA
Zip	01430-1022
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	5
Jurisdiction	ASHBURNHAM MA
Township / Civil Division	ASHBURNHAM
Census Block Group	4
Census Block	4019
Census Tract	700100

Owner

40 Noel Dr is owned and occupied by an individual who bought it in June 2026.

Source: Worcester County and Ashburnham Town records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	40 NOEL DR, ASHBURNHAM, MA 01430-1022
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Quit Claim Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Apr 30, 2026	Deed of Trust, Mortgage · Line of Credit FIDELITY COOPERATIVE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2026 · Amount on File
Deed Sale	Jun 18, 2026 · Amount on File
Prior Sale	Oct 27, 2004
Deed Document Number	20268026
Deed Book / Page	11236 / 250
Prior Transfer Date	Jun 5, 2026
Prior Transfer Doc	0000008026
Record Updated	Oct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ASHBURNHAM MA
Recording Date	Jun 18, 2026
Property Address	40 NOEL DR, ASHBURNHAM, MA 01430-1022
Document Number	0000008026
Book / Page	11236 / 250
Instrument Date	Jun 5, 2026
Instrument	20268026
Transaction Type	Transfer
Record Updated	Jul 7, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 NOEL DR, ASHBURNHAM, MA 01430-1022

Mortgage

Date	Jun 18, 2026

Lender

Name	MOVEMENT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	6.37%
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHBURNHAM MA
Recording Date	Apr 30, 2026
Property Address	40 NOEL DR, ASHBURNHAM, MA 01430-1022
Document Number	011204-137
Book / Page	11204 / 137
Instrument Date	Apr 24, 2026
Instrument	20265466
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 NOEL DR, ASHBURNHAM, MA 01430-1022

Mortgage

Document Number	0000005466,
Date	Apr 30, 2026
Book Page	11204/137
Instrument	20265466

Lender

Name	FIDELITY COOPERATIVE BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 40 Noel Dr was $5,297, up 3.7% from the year before.

Source: Worcester County and Ashburnham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Ashburnham Town
Unified School District	Ashburnham-Westminster School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,297.00 (+3.68%)	$356,200 (+9.8%) Land $35,600 Building $320,600	$393,965 (-3.33%)
2024	$5,109.00 (+4.93%)	$324,400 (+10.27%) Land $35,600 Building $288,800	$407,550
2023	$4,869.00	$294,200 Land $35,600 Building $258,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 Noel Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Noel Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHBURNHAM WATER DEPARTMENT serves 3,680 people · EPA ID MA2011000
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Noel Dr

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