40 Jacoby Junction Dr, Louisa, VA 23093 Property Records

Louisa County property record for 40 Jacoby Junction Dr, Louisa, VA 23093

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,456 sqft · built 2014
Lot Size	1.98 acres (86,249 sqft)
Owner	Individual Name on File
Last Sale	$231,000 (Jul 2018)
Tax Bill	$2,753 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25 17 5`

Property Details

APN / Parcel Number

Primary APN	`25 17 5`
Alternative APNs	`29471` `28011`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,456 sqft Living Area
1st Floor Area	1,456 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	86,249 sqft (1.98 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	138 sqft
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	28011
Street Address	40 JACOBY JUNCTION DR
City	LOUISA
State	VA
Zip	23093-5041
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	JACOBY JUNCTION PB 8/2420-2422 LOT 5 DB 1569/663 1.983AC
Legal Subdivision	JACOBY JUNCTION
Legal Lot Number	5
Jurisdiction	LOUISA VA
Township / Civil Division	LOUISA
Census Block Group	1
Census Block	1017
Census Tract	950201

Owner

Source: Louisa County records · APN 25 17 5

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	40 JACOBY JUNCTION DR, LOUISA, VA 23093-5041
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 06, 2020	Deed of Trust, Mortgage · FHA Mortgage C&F MTG
Jul 05, 2018	Deed, Transfer · FHA Mortgage TOWNEBANK MORTGAGE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 05, 2018 · Amount on Record
Deed Sale	Jul 05, 2018 · Amount on Record
Prior Sale	Sep 06, 2012 · Amount on Record
Deed Document Number	20186273
Deed Book / Page	1569 / 663
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	40 JACOBY JUNCTION DR, LOUISA, VA 23093-5041
Document Number	0000011459
Instrument Date	Nov 06, 2020
Transaction Type	Mortgage
Record Updated	Dec 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 JACOBY JUNCTION DR LOUISA VA 230935041, LOUISA, VA 23093-5041

Mortgage

Document Number	0000011459
Date	Nov 12, 2020
Book Page	001715/000243
Instrument	11459

Lender

Name	C&F MTG
Type	Mortgage Company
Address	MIDLOTHIAN, VA 23113

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 11, 2050

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	LOUISA VA
Recording Date	Jul 05, 2018
Property Address	40 JACOBY JUNCTION DR, LOUISA, VA 23093-5041
Document Number	1569/0663
Book / Page	1569 / 0663
Map Reference	DD1348 PG643
Instrument Date	Jun 21, 2018
Instrument	180006273
Transaction Type	Transfer
Record Updated	May 17, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$231.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 JACOBY JUNCTION DR, LOUISA, VA 23093-5041

Mortgage

Document Number	180006274
Date	Jul 05, 2018
Instrument	180006274

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2048

Tax Assessment & Valuation

Source: Louisa County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$408,800 (+6.9%) Land $49,800 Building $359,000	$408,800 (+6.9%) Land $49,800 Building $359,000
2025	$2,753.00 (+7.88%)	$382,400 (+16.2%) Land $40,600 Building $341,800	$382,400 (+16.2%) Land $40,600 Building $341,800
2024	$2,552.00 (+95.71%)
2023		$329,100 Land $32,500 Building $296,600
2022	$1,304.00		$329,100 Land $32,500 Building $296,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Louisa County (51109C), as of September 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Central Virginia Electric Cooperative Fiber	1,000 / 1,000

Based on FCC filings for 26 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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