12 Jacoby Junction Dr, Louisa, VA 23093 Property Records

Louisa County property record for 12 Jacoby Junction Dr, Louisa, VA 23093

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,012 sqft · built 2014
Lot Size	1.89 acres (82,328 sqft)
Owner	Individual Name on Record
Tax Bill	$2,953 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Jan 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25 17 4`

Property Details

APN / Parcel Number

Primary APN	`25 17 4`
Alternative APNs	`29470` `28010`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,012 sqft Living Area
1st Floor Area	1,006 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	82,328 sqft (1.89 acres)
Porch	Slab
Porch Area	126 sqft
Deck Area	20 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	28010
Street Address	12 JACOBY JUNCTION DR
City	LOUISA
State	VA
Zip	23093-5041
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	JACOBY JUNCTION PB 8/2420-2422 LOT 4 DB 1935/563 1.886 AC
Legal Subdivision	JACOBY JUNCTION LOUISA DISTRIC
Legal Lot Number	4
Jurisdiction	LOUISA VA
Township / Civil Division	LOUISA
Census Block Group	1
Census Block	1017
Census Tract	950201

Owner

Source: Louisa County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12 JACOBY JUNCTION DR, LOUISA, VA 23093-5041
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2025	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jan 9, 2024	Quit Claim Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2024
Deed Sale	Jan 9, 2024
Prior Sale	Sep 6, 2012 · Amount on Record
Deed Document Number	2024292
Deed Book / Page	1935 / 563
Prior Transfer Date	Dec 17, 2023
Prior Transfer Doc	001935/563
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	12 JACOBY JUNCTION DR, LOUISA, VA 23093-5041
Transaction Type	Mortgage
Record Updated	Oct 21, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 JACOBY JUNCTION DR, LOUISA, VA 23093-5041

Mortgage

Document Number	002038/454
Date	Sep 29, 2025
Book Page	2038/454
Instrument	202500008856

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	221 Months
Due	Feb 1, 2044

January 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOUISA VA
Recording Date	Jan 9, 2024
Property Address	12 JACOBY JUNCTION DR, LOUISA, VA 23093-5041
Document Number	001935/563
Book / Page	1935 / 563
Map Reference	MB 8 PG 2420-2422
Instrument Date	Dec 17, 2023
Instrument	202400000292
Transaction Type	Transfer
Record Updated	Feb 2, 2024
Title Company	AMROCK INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	897 CEDAR HILL RD, MINERAL, VA 23117-3441

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 JACOBY JUNCTION DR, LOUISA, VA 23093-5041

Mortgage

Document Number	0001935567
Date	Jan 9, 2024
Instrument	1935/567

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2044

Tax Assessment & Valuation

Source: Louisa County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$428,900 (+4.56%) Land $49,400 Building $379,500	$428,900 (+4.56%) Land $49,400 Building $379,500
2025	$2,953.00 (+12.58%)	$410,200 (+18.25%) Land $40,100 Building $370,100	$410,200 (+18.25%) Land $40,100 Building $370,100
2024	$2,623.00 (+1,310.22%)
2023		$346,900 Land $32,000 Building $314,900
2022	$186.00		$346,900 Land $32,000 Building $314,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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