Louisa County property record for 194 Jacoby Junction Dr, Louisa, VA 23093
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,012 sqft · built 2015 |
| Lot Size | 1.75 acres (76,230 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $185,000 (Sep 2012) |
| Tax Bill | $3,340 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25 17 10 |
| Primary APN | 25 17 10 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,012 sqft Living Area |
| 1st Floor Area | 1,006 sqft |
| Basement Area | 1,006 sqft |
| Unfinished Basement | 1,006 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 76,230 sqft (1.75 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 210 sqft |
| Deck Area | 280 sqft |
| Shed | 1 Shed |
| Shed Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 28016 |
|---|---|
| Street Address | 194 JACOBY JUNCTION DR |
| City | LOUISA |
| State | VA |
| Zip | 23093-5043 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A2 |
| Legal Description | JACOBY JUNCTION PB 8/2420-2422 LOT 10 DB 1406/583 1.748AC |
| Legal Subdivision | JACOBY JUNCTION SUBDIVISION |
| Legal Lot Number | 10 |
| Jurisdiction | LOUISA VA |
| Township / Civil Division | LOUISA |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 950201 |
Source: Louisa County records, as of September 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 194 JACOBY JUNCTION DR, LOUISA, VA 23093-5043 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 6, 2012 · Amount on Record |
| Deed Sale | Sep 6, 2012 · Amount on Record |
| Deed Document Number | 20125474 |
| Deed Book / Page | 1292 / 301 |
| Prior Transfer Date | Aug 28, 2012 |
| Prior Transfer Doc | 0000005474 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUISA VA |
| Property Address | 194 JACOBY JUNCTION DR, LOUISA, VA 23093-5043 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2021 |
| Title Company | LOUISA TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 1740/398 |
|---|---|
| Date | Feb 26, 2021 |
| Book Page | 1740/398 |
| Instrument | 202100002145 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
Source: Louisa County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Louisa County |
| Unified School District | Louisa County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $482,660 (+4.04%) Land $48,700 Building $433,960 | $482,660 (+4.04%) Land $48,700 Building $433,960 | |
| 2025 | $3,340.00 (+10.67%) | $463,900 (+16.38%) Land $39,400 Building $424,500 | $463,900 (+16.38%) Land $39,400 Building $424,500 |
| 2024 | $3,018.00 (+1,567.4%) | ||
| 2023 | $398,600 Land $31,300 Building $367,300 | ||
| 2022 | $181.00 | $398,600 Land $31,300 Building $367,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Xfinity.
5G and 4G LTE (outdoors only)
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