191 Jacoby Junction Dr, Louisa, VA 23093 Property Records

Louisa County property record for 191 Jacoby Junction Dr, Louisa, VA 23093

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,456 sqft · built 2016
Lot Size	1.51 acres (65,776 sqft)
Owner	Individual Name on Record
Last Sale	$231,000 (Nov 2019)
Tax Bill	$2,733 (2025)
Deeds & Mortgages	May 2022 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25 17 17`

Property Details

APN / Parcel Number

Primary APN	`25 17 17`
Alternative APNs	`29483` `28023`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,456 sqft Living Area
1st Floor Area	1,456 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	65,776 sqft (1.51 acres)
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	161 sqft
Deck Area	192 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	28023
Street Address	191 JACOBY JUNCTION DR
City	LOUISA
State	VA
Zip	23093-5043
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	JACOBY JUNCTION PB 8/2420-2422 LOT 17 DB 1643/815 1.511AC
Legal Subdivision	JACOBY JUNCTION SUBDIVISION
Legal Lot Number	17
Jurisdiction	LOUISA VA
Township / Civil Division	LOUISA
Census Block Group	1
Census Block	1017
Census Tract	950201

Owner

Source: Louisa County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	191 JACOBY JUNCTION DR, LOUISA, VA 23093-5043
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2022	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Aug 19, 2020	Deed of Trust, Mortgage · Conventional with PMI FREEDOM MTG
Nov 19, 2019	Grant Deed, Transfer · VA Mortgage MOVEMENT MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2019 · Amount on Record
Deed Sale	Nov 19, 2019 · Amount on Record
Prior Sale	Sep 6, 2012 · Amount on Record
Deed Document Number	201910210
Deed Book / Page	1643 / 815
Prior Transfer Date	Aug 28, 2012
Prior Transfer Doc	0000005474
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	191 JACOBY JUNCTION DR, LOUISA, VA 23093-5043
Transaction Type	Mortgage
Record Updated	May 24, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001840/790
Date	May 3, 2022
Book Page	1840/790
Instrument	202200004526

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	191 JACOBY JUNCTION DR, LOUISA, VA 23093-5043
Document Number	0000007750
Instrument Date	Aug 19, 2020
Transaction Type	Mortgage
Record Updated	Sep 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	191 JACOBY JUNCTION DR LOUISA VA 230935043, LOUISA, VA 23093-5043

Mortgage

Document Number	0000007750
Date	Aug 28, 2020
Book Page	001693/000732
Instrument	7750

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 27, 2050

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOUISA VA
Recording Date	Nov 19, 2019
Property Address	191 JACOBY JUNCTION DR, LOUISA, VA 23093-5043
Document Number	0000010210
Book / Page	001643 / 000815
Instrument Date	Oct 28, 2019
Instrument	10210
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$231.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	191 JACOBY JUNCTION DR LOUISA VA 230935043, LOUISA, VA 23093-5043

Mortgage

Document Number	10211
Date	Nov 19, 2019
Book Page	001643/000818
Instrument	10211

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 18, 2049

Tax Assessment & Valuation

Source: Louisa County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$402,000 (+5.9%) Land $47,500 Building $354,500	$402,000 (+5.9%) Land $47,500 Building $354,500
2025	$2,733.00 (+7.73%)	$379,600 (+13.35%) Land $38,200 Building $341,400	$379,600 (+13.35%) Land $38,200 Building $341,400
2024	$2,537.00 (+1,358.05%)
2023		$334,900 Land $30,200 Building $304,700
2022	$174.00		$334,900 Land $30,200 Building $304,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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