40 Jacobs Bend, Talking Rock, GA 30175 Property Records

Pickens County property record for 40 Jacobs Bend, Talking Rock, GA 30175 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,454 sqft · built 2005
Lot Size	0.58 acres (25,265 sqft)
Owner	2 Individual Names on File
Last Sale	$133,500 (Jul 2013)
Tax Bill	$1,669 (2025)
Deeds & Mortgages	Jul 2023 Second Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`018-023-011`

Property Details

APN / Parcel Number

Primary APN	`018-023-011`
Alternative APN	`18870`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,454 sqft Heated Area
1st Floor Area	1,454 sqft
Basement Area	1,454 sqft
Unfinished Basement	1,454 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	25,265 sqft (0.58 acres)
Terrain	Rolling
Porch	Slab
Porch Area	150 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	18870
Street Address	40 JACOBS BND
City	TALKING ROCK
State	GA
Zip	30175-6600
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIST12 LL24,49 LT6 .58AC WILLOW CREEK HOUSE
Legal Subdivision	WILLOW CREEK
Legal Phase	1
Legal Lot Number	6
Jurisdiction	PICKENS GA
Township / Civil Division	TALKING ROCK
Census Block Group	3
Census Block	3004
Census Tract	50300

Owner

Source: Pickens County records · APN 018-023-011

Assessment roll updated December 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	40 JACOBS BND, TALKING ROCK, GA 30175-6600
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Dec 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARRINGTON MTG SVCS
Dec 02, 2019	Quit Claim Deed, Mortgage · FHA Mortgage CARRINGTON MTG SVCS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 29, 2013 · Amount on Record
Deed Sale	Jul 29, 2013 · Amount on Record
Prior Sale	Sep 29, 2009
Deed Document Number	20131254
Deed Book / Page	1008 / 594
Last Transfer Date	Nov 15, 2019
Transfer Doc	0012000076
Record Updated	Jun 08, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKENS GA
Property Address	40 JACOBS BND, TALKING ROCK, GA 30175-6600
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 JACOBS BND, TALKING ROCK, GA 30175-6600

Mortgage

Document Number	0013710000000548
Date	Jul 26, 2023
Book Page	0000001371/0000000548

Lender

Name	DISCOVER BANK

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2053

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKENS GA
Property Address	40 JACOBS BND, TALKING ROCK, GA 30175-6600
Document Number	0012570929
Instrument Date	Dec 18, 2020
Transaction Type	Mortgage
Record Updated	Mar 02, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 JACOBS BND TALKING ROCK GA 301756600, TALKING ROCK, GA 30175-6600

Mortgage

Document Number	0012570929
Date	Feb 09, 2021
Book Page	001257/000929

Lender

Name	CARRINGTON MTG SVCS
Address	ANAHEIM, CA 92806

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 08, 2051

December 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	PICKENS GA
Recording Date	Dec 02, 2019
Property Address	40 JACOBS BND, TALKING ROCK, GA 30175-6600
Document Number	0012000076
Book / Page	001200 / 000076
Instrument Date	Nov 15, 2019
Transaction Type	Mortgage
Record Updated	Dec 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 JACOBS BND TALKING ROCK GA 301756600, TALKING ROCK, GA 30175-6600

Mortgage

Document Number	12000077
Date	Dec 02, 2019
Book Page	001200/000077

Lender

Name	CARRINGTON MTG SVCS
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2049

Tax Assessment & Valuation

Source: Pickens County records · Assessment roll updated December 29, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Pickens County
Unified School District	Pickens County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,669.00 (-10.94%) Homeowner's exemption	$138,628 (+42.63%) Land $16,000 Building $122,628	$346,569 (+42.63%) Land $40,000 Building $306,569
2023	$1,874.00 (+37.59%) Homeowner's exemption	$97,191 (+45.09%) Land $16,000 Building $81,191	$242,977 (+45.09%) Land $40,000 Building $202,977
2022	$1,362.00 Homeowner's exemption	$66,988 Land $10,000 Building $56,988	$167,469 Land $25,000 Building $142,469

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pickens County (13227C), updated July 1, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 132270503003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Moderate above 53% of the US · above 73% of Georgia
Wildfire Likelihood	About 1 in 658 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 37 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Ellijay Telephone Company	Cable	1,000 / 50
AT&T	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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