56 Jacobs Bend, Talking Rock, GA 30175 Property Records

Pickens County property record for 56 Jacobs Bend, Talking Rock, GA 30175 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,574 sqft · built 2005
Lot Size	0.62 acres (27,007 sqft)
Owner	2 Individual Names on File
Last Sale	$367,000 (Nov 2024)
Tax Bill	$2,545 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Sep 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`018-023-013`

Property Details

APN / Parcel Number

Primary APN	`018-023-013`
Alternative APN	`18872`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,574 sqft Heated Area
1st Floor Area	1,574 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	27,007 sqft (0.62 acres)
Terrain	Rolling
Garage Area	528 sqft

Exterior Amenities

Porch	Slab
Porch Area	80 sqft
Deck Area	80 sqft
Patio Area	120 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	18872
Street Address	56 JACOBS BND
City	TALKING ROCK
State	GA
Zip	30175-6600
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIST12 LL24,49 LT8 .62AC WILLOW CREEK
Legal Subdivision	WILLOW CREEK
Legal Phase	1
Legal Lot Number	8
Jurisdiction	PICKENS GA
Township / Civil Division	TALKING ROCK
Census Block Group	3
Census Block	3004
Census Tract	50300

Owner

Source: Pickens County records · APN 018-023-013

Assessment roll updated December 29, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	56 JACOBS BND, TALKING ROCK, GA 30175-6600
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2026	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
Sep 09, 2021	Deed of Trust, Mortgage · VA Mortgage HOME POINT FINANCIAL
Jul 06, 2022	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL
Dec 15, 2020	Grant Deed, Transfer · VA Mortgage HOME PT FIN'L
Dec 15, 2020	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 22, 2024 · Amount on Record
Deed Sale	Nov 22, 2024 · Amount on Record
Prior Sale	Dec 11, 2020 · Amount on Record
Deed Book / Page	1417 / 631
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKENS GA
Recording Date	Apr 15, 2026
Property Address	56 JACOBS BND, TALKING ROCK, GA 30175-6600
Document Number	0014720000000003
Book / Page	1472 / 3
Instrument Date	Mar 27, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 JACOBS BND, TALKING ROCK, GA 30175-6600
Investor	Possibly a Property Investor

Mortgage

Document Number	1472000003,
Date	Apr 15, 2026
Book Page	1472/3

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 01, 2051

Interest

Rate	5.98%
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKENS GA
Property Address	56 JACOBS BND, TALKING ROCK, GA 30175-6600
Transaction Type	Mortgage
Record Updated	Feb 09, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 JACOBS BND, TALKING ROCK, GA 30175-6600

Mortgage

Document Number	0012910000000841
Date	Sep 09, 2021
Book Page	0000001291/0000000841

Lender

Name	HOME POINT FINANCIAL

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2051

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKENS GA
Property Address	56 JACOBS BND, TALKING ROCK, GA 30175-6600
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 JACOBS BND, TALKING ROCK, GA 30175-6600

Mortgage

Document Number	0013340000000122
Date	Jul 06, 2022
Book Page	0000001334/0000000122

Lender

Name	NEW DAY FINANCIAL

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2052

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PICKENS GA
Recording Date	Dec 15, 2020
Property Address	56 JACOBS BND, TALKING ROCK, GA 30175-6600
Document Number	0012490007
Book / Page	001249 / 000007
Instrument Date	Dec 11, 2020
Transaction Type	Transfer
Record Updated	Jan 08, 2021
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$239.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	56 JACOBS BND TALKING ROCK GA 301756600, TALKING ROCK, GA 30175-6600

Mortgage

Document Number	12490008
Date	Dec 15, 2020
Book Page	001249/000008

Lender

Name	HOME PT FIN'L
Address	PARSIPPANY, NJ 07054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 14, 2050

December 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	PICKENS GA
Recording Date	Dec 15, 2020
Property Address	56 JACOBS BND, TALKING ROCK, GA 30175-6600
Document Number	0012490004
Book / Page	001249 / 000004
Instrument Date	Dec 11, 2020
Transaction Type	Transfer
Record Updated	Dec 31, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 JACOBS BND TALKING ROCK GA 301756600, TALKING ROCK, GA 30175-6600

Tax Assessment & Valuation

Source: Pickens County records · Assessment roll updated December 29, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Pickens County
Unified School District	Pickens County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,545.00 (+292.14%) Homeowner's exemption	$145,532 (+2.54%) Land $16,000 Building $129,532	$363,829 (+2.54%) Land $40,000 Building $323,829
2023	$649.00 Homeowner's exemption	$141,930 Land $16,000 Building $125,930	$354,826 Land $40,000 Building $314,826

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pickens County (13227C), updated July 1, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 132270503003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Moderate above 53% of the US · above 73% of Georgia
Wildfire Likelihood	About 1 in 658 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 37 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Ellijay Telephone Company	Cable	1,000 / 50
AT&T	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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