Pickens County property record for 12 Jacobs Bend, Talking Rock, GA 30175
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,414 sqft · built 2004 |
| Lot Size | 0.58 acres (25,265 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $195,000 (May 2019) |
| Tax Bill | $2,006 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 018-023-007 |
| Primary APN | 018-023-007 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,414 sqft Heated Area |
| 1st Floor Area | 1,414 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Composition/Composite |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 25,265 sqft (0.58 acres) |
| Terrain | Rolling |
| Garage Area | 496 sqft |
| Porch | Patio |
| Porch Area | 203 sqft |
| Deck Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 18866 |
|---|---|
| Street Address | 12 JACOBS BND |
| City | TALKING ROCK |
| State | GA |
| Zip | 30175-6600 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | DIST12 LL24 LT2 .58AC WILLOW CREEK |
| Legal Subdivision | WILLOW CREEK |
| Legal Phase | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | PICKENS GA |
| Township / Civil Division | TALKING ROCK |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 50300 |
Source: Pickens County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12 JACOBS BND, TALKING ROCK, GA 30175-6600 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK |
| May 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED CMNTY BK |
| May 9, 2019 | Grant Deed, Transfer · Conventional with PMI UNITED CMNTY BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 8, 2019 · Amount on Record |
| Deed Sale | May 8, 2019 · Amount on Record |
| Prior Sale | May 31, 2013 · Amount on Record |
| Deed Document Number | 2019806 |
| Deed Book / Page | 1179 / 422 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PICKENS GA |
| Property Address | 12 JACOBS BND, TALKING ROCK, GA 30175-6600 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2022 |
| Name | Verified Name |
|---|---|
| Address | 12 JACOBS BND, TALKING ROCK, GA 30175-6600 |
| Document Number | 0012770000000003 |
|---|---|
| Date | Jun 2, 2021 |
| Book Page | 0000001277/0000000003 |
| Name | UNITED COMMUNITY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PICKENS GA |
| Property Address | 12 JACOBS BND, TALKING ROCK, GA 30175-6600 |
| Document Number | 0012770003 |
| Instrument Date | May 27, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2021 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 12 JACOBS BND TALKING ROCK GA 301756600, TALKING ROCK, GA 30175-6600 |
| Document Number | 0012770003 |
|---|---|
| Date | Jun 2, 2021 |
| Book Page | 001277/000003 |
| Name | UNITED CMNTY BK |
|---|---|
| Type | Bank |
| Address | BLAIRSVILLE, GA 30514 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PICKENS GA |
| Recording Date | May 9, 2019 |
| Property Address | 12 JACOBS BND, TALKING ROCK, GA 30175-6600 |
| Document Number | 0011790422 |
| Book / Page | 001179 / 000422 |
| Instrument Date | May 8, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $195.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 JACOBS BND TALKING ROCK GA 301756600, TALKING ROCK, GA 30175-6600 |
| Document Number | 11790423 |
|---|---|
| Date | May 9, 2019 |
| Book Page | 001179/000423 |
| Name | UNITED CMNTY BK |
|---|---|
| Type | Bank |
| Address | BLAIRSVILLE, GA 30514 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 8, 2049 |
Source: Pickens County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Pickens County |
| Unified School District | Pickens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $131,650 (-) Land $16,000 Building $115,650 | $329,126 (-) Land $40,000 Building $289,126 | |
| 2025 | $2,006.00 (-10.96%) Homeowner's exemption | $131,650 (+13.71%) Land $16,000 Building $115,650 | $329,126 (+13.71%) Land $40,000 Building $289,126 |
| 2023 | $2,253.00 (+42.78%) Homeowner's exemption | $115,780 (+49.18%) Land $16,000 Building $99,780 | $289,450 (+49.18%) Land $40,000 Building $249,450 |
| 2022 | $1,578.00 Homeowner's exemption | $77,613 Land $10,000 Building $67,613 | $194,032 Land $25,000 Building $169,032 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 1, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · above 88% of Georgia |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ETC Cable | 1,000 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
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