Derby City property record for 40 Franklin Ave, Derby, CT 06418
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,312 sqft · built 1986 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $310,000 (Oct 2019) |
| Tax Bill | $10,424 (2026) |
| Deeds & Mortgages | Apr 2021 Mortgage Mar 2017 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | DERB M:4 B:5 L:50 |
| Primary APN | DERB M:4 B:5 L:50 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,312 sqft Living Area |
| 1st Floor Area | 1,312 sqft |
| Basement Area | 1,248 sqft |
| Unfinished Basement | 720 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 18,731 sqft (0.43 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Septic |
| Account Number | 887 |
|---|---|
| Street Address | 40 FRANKLIN AVE |
| City | DERBY |
| State | CT |
| Zip | 06418-2227 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Block | 5 |
| Legal Lot Number | 50 |
| Jurisdiction | DERBY CT |
| Township / Civil Division | DERBY |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 120100 |
40 Franklin Ave is owned and occupied by two individuals who bought it in October 2019.
Source: Derby City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 40 FRANKLIN AVE, DERBY, CT 06418-2227 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 13, 2021 | Deed of Trust, Mortgage · Balloon Mortgage CALIBER HOME LOANS INC |
| Mar 27, 2017 | Deed of Trust, Mortgage · Line of Credit WEBSTER BANK |
| Oct 17, 2019 | Warranty Deed, Transfer · Conventional Mortgage SIKORSKY FIN'L CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 16, 2019 · Amount on File |
| Deed Sale | Oct 16, 2019 · Amount on File |
| Deed Book / Page | 806 / 338 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DERBY CT |
| Property Address | 40 FRANKLIN AVE, DERBY, CT 06418-2227 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2021 |
| Name | Verified Name |
|---|
| Document Number | 845-53 |
|---|---|
| Date | Apr 13, 2021 |
| Book Page | 845/53 |
| Instrument | 707 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | May 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DERBY CT |
| Property Address | 40 FRANKLIN AVE, DERBY, CT 06418-2227 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 752-172 |
|---|---|
| Date | Mar 27, 2017 |
| Book Page | 752/172 |
| Name | WEBSTER BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DERBY CT |
| Recording Date | Oct 17, 2019 |
| Property Address | 40 FRANKLIN AVE, DERBY, CT 06418-2227 |
| Document Number | 806-338 |
| Book / Page | 000806 / 000338 |
| Instrument Date | Oct 16, 2019 |
| Transaction Type | Transfer |
| Record Updated | Nov 5, 2019 |
| Title Company | UNKNOWN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $310.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 40 FRANKLIN AVE DERBY CT 064182227, DERBY, CT 06418-2227 |
| Document Number | 807-1 |
|---|---|
| Date | Oct 17, 2019 |
| Book Page | 000807/000001 |
| Name | SIKORSKY FIN'L CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 16, 2049 |
The 2026 property tax bill for 40 Franklin Ave was $10,424, up 13.2% from the year before.
Source: Derby City assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Municipality | Derby City |
| Unified School District | Derby School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,424.00 (+13.17%) | $271,180 (+27.18%) Land $49,210 Building $221,970 | $443,965 (+197.46%) |
| 2025 | $9,211.00 | $213,220 Land $46,420 Building $166,800 | $149,254 Land $32,494 Building $116,760 |
| 2024 | $9,211.00 (+11.92%) | ||
| 2023 | $8,230.00 | $213,220 (-) Land $46,410 Building $166,810 | |
| 2022 | $8,230.00 | $213,220 Land $46,410 Building $166,810 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40 Franklin Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 40 Franklin Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.2% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures