Derby City property record for 20 Franklin Ave, Derby, CT 06418
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,276 sqft · built 1983 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | Individual Name on File |
| Last Sale | $315,000 (Jul 2020) |
| Tax Bill | $11,530 (2026) |
| Deeds & Mortgages | Jan 2025 Mortgage Jul 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | DERB M:4 B:5 L:54 |
| Primary APN | DERB M:4 B:5 L:54 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,276 sqft Living Area |
| 1st Floor Area | 1,276 sqft |
| Basement Area | 1,188 sqft |
| Unfinished Basement | 1,100 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 20,038 sqft (0.46 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Septic |
| Account Number | 477 |
|---|---|
| Street Address | 20 FRANKLIN AVE |
| City | DERBY |
| State | CT |
| Zip | 06418-2227 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Block | 5 |
| Legal Lot Number | 54 |
| Jurisdiction | DERBY CT |
| Township / Civil Division | DERBY |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 120100 |
20 Franklin Ave is owned and occupied by an individual who bought it in July 2020.
Source: Derby City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20 FRANKLIN AVE, DERBY, CT 06418-2227 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 6, 2025 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) SIKORSKY FINANCIAL CREDIT UNION INC |
| Jul 7, 2020 | Warranty Deed, Transfer · Stand-Alone First Mortgage WELLS FARGO BANK NA |
| Jun 13, 2018 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 7, 2020 · Amount on File |
| Deed Sale | Jul 7, 2020 · Amount on File |
| Prior Sale | Jan 14, 2015 · Amount on File |
| Deed Book / Page | 821 / 296 |
| Transfer Doc | 732-248 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DERBY CT |
| Property Address | 20 FRANKLIN AVE, DERBY, CT 06418-2227 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2025 |
| Name | Verified Name |
|---|
| Document Number | 000939-245 |
|---|---|
| Date | Jan 6, 2025 |
| Book Page | 939/245 |
| Instrument | 10 |
| Name | SIKORSKY FINANCIAL CREDIT UNION INC |
|---|
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Feb 1, 2045 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DERBY CT |
| Recording Date | Jul 7, 2020 |
| Property Address | 20 FRANKLIN AVE, DERBY, CT 06418-2227 |
| Document Number | 821-296 |
| Book / Page | 821 / 296 |
| Instrument Date | Jul 7, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 821298 |
|---|---|
| Date | Jul 7, 2020 |
| Instrument | 821/298 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DERBY CT |
| Property Address | 20 FRANKLIN AVE, DERBY, CT 06418-2227 |
| Document Number | 778-234 |
| Instrument Date | Jun 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2018 |
| Name | Verified Name |
|---|---|
| Address | 20 FRANKLIN AVE DERBY CT 064182227, DERBY, CT 06418-2227 |
| Document Number | 778-234 |
|---|---|
| Date | Jun 13, 2018 |
| Book Page | 000778/000234 |
| Name | PENNYMAC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 12, 2033 |
The 2026 property tax bill for 20 Franklin Ave was $11,530, up 22.8% from the year before.
Source: Derby City assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Municipality | Derby City |
| Unified School District | Derby School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,530.00 (+22.75%) | $299,950 (+37.96%) Land $49,420 Building $250,530 | $450,896 (+196.26%) |
| 2025 | $9,393.00 | $217,420 Land $46,920 Building $170,500 | $152,194 Land $32,844 Building $119,350 |
| 2024 | $9,393.00 (+11.93%) | ||
| 2023 | $8,392.00 | $217,420 (-) Land $46,900 Building $170,520 | |
| 2022 | $8,392.00 | $217,420 Land $46,900 Building $170,520 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 Franklin Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 20 Franklin Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.2% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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