Derby City property record for 10 Franklin Ave, Derby, CT 06418
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,288 sqft · built 1984 |
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | Individual Name on File |
| Last Sale | $210,000 (Jun 2014) |
| Tax Bill | $10,096 (2026) |
| Deeds & Mortgages | Mar 2020 Refinance Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | DERB M:4 B:5 L:56 |
| Primary APN | DERB M:4 B:5 L:56 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,288 sqft Living Area |
| 1st Floor Area | 1,288 sqft |
| Basement Area | 1,200 sqft |
| Unfinished Basement | 900 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 22,651 sqft (0.52 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Sewer | Septic |
| Account Number | 752 |
|---|---|
| Street Address | 10 FRANKLIN AVE |
| City | DERBY |
| State | CT |
| Zip | 06418-2227 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Block | 5 |
| Legal Lot Number | 56 |
| Jurisdiction | DERBY CT |
| Township / Civil Division | DERBY |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 120100 |
10 Franklin Ave is owned and occupied by an individual who bought it in June 2014.
Source: Derby City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10 FRANKLIN AVE, DERBY, CT 06418-2227 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 9, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance WEBSTER BANK |
| Apr 15, 2020 | Deed of Trust, Mortgage · Balloon Mortgage WEBSTER BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 12, 2014 · Amount on File |
| Deed Sale | Jun 12, 2014 · Amount on File |
| Prior Sale | Jan 31, 2008 · Amount on File |
| Deed Book / Page | 695 / 140 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DERBY CT |
| Property Address | 10 FRANKLIN AVE, DERBY, CT 06418-2227 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2021 |
| Name | Verified Name |
|---|
| Document Number | 814-313 |
|---|---|
| Date | Mar 9, 2020 |
| Book Page | 814/313 |
| Name | WEBSTER BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DERBY CT |
| Property Address | 10 FRANKLIN AVE, DERBY, CT 06418-2227 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2021 |
| Name | Verified Name |
|---|
| Document Number | 817-18 |
|---|---|
| Date | Apr 15, 2020 |
| Book Page | 817/18 |
| Name | WEBSTER BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
The 2026 property tax bill for 10 Franklin Ave was $10,096, up 22.2% from the year before.
Source: Derby City assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Municipality | Derby City |
| Unified School District | Derby School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,096.00 (+22.24%) | $262,640 (+37.39%) Land $49,700 Building $212,940 | $405,897 (+203.32%) |
| 2025 | $8,259.00 | $191,170 Land $47,970 Building $143,200 | $133,819 Land $33,579 Building $100,240 |
| 2024 | $8,259.00 (+11.93%) | ||
| 2023 | $7,379.00 (+7%) | $191,170 (+7.01%) Land $47,950 Building $143,220 | |
| 2022 | $6,896.00 | $178,640 Land $47,950 Building $130,690 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10 Franklin Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 10 Franklin Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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