40 Elm St, Eldred, PA 16731 Property Records

McKean County property record for 40 Elm St, Eldred, PA 16731

Property Summary

Property Type	Single Family Home
Details	2,004 sqft · built 1989
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$159,000 (Mar 2024)
Tax Bill	$3,236 (2026)
Deeds & Mortgages	Mar 2024 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`07-002.-342.00`

Property Details

APN / Parcel Number

Primary APN	`07-002.-342.00`
Alternative APN	`010576`

Interior

Building Area	2,004 sqft Total Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	170 ft deep x 60 ft wide

Location & Zoning

Street Address	40 ELM ST
City	ELDRED
State	PA
Zip	16731-3535
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OLD CONTROL:0513-0363
Jurisdiction	MCKEAN PA
Township / Civil Division	ELDRED
Census Block Group	4
Census Block	4024
Census Tract	420600

Owner

Source: McKean County assessment roll, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	40 ELM ST, ELDRED, PA 16731-3535
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 8, 2024 · Amount on Record
Deed Sale	Mar 8, 2024 · Amount on Record
Deed Document Number	2024717
Deed Book / Page	1055 / 973
Record Updated	Jun 8, 2026

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	MCKEAN PA
Recording Date	Mar 8, 2024
Property Address	40 ELM ST, ELDRED, PA 16731-3535
Document Number	001055/973
Book / Page	1055 / 973
Map Reference	VOL 118 PG 552
Instrument Date	Mar 1, 2024
Instrument	202400717
Transaction Type	Transfer
Record Updated	Mar 20, 2024
Title Company	COLONIAL TITLE, COLONIAL TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,590.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	40 ELM ST, ELDRED, PA 16731-3535

Mortgage

Document Number	0202400718
Date	Mar 8, 2024
Instrument	202400718

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

Tax Assessment & Valuation

Source: McKean County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	McKean County
Municipality	Eldred Borough
Unified School District	Otto-Eldred School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,236.00 (+19.54%)	$73,030 (+9.42%) Land $5,000 Building $68,030
2024	$2,707.00	$66,740 (-) Land $4,750 Building $61,990
2023	$2,707.00	$66,740 Land $4,750 Building $61,990
1998			$73,030 Land $5,000 Building $68,030

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	7 (1981–2021)
Most Recent Claim	Jul 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 91% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELDRED BOROUGH WATER AUTH serves 850 people · EPA ID PA6420016
Water Source	Groundwater
Last State Inspection	Feb 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Skypacket Networks Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Elm St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures