39 Elm St, Eldred, PA 16731 Property Records

McKean County property record for 39 Elm St, Eldred, PA 16731

Property Summary

Property Type	Single Family Home
Details	1,408 sqft · built 1928
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on File
Last Sale	$85,000 (Aug 2020)
Tax Bill	$1,723 (2026)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`07-002.-329.00`

Property Details

APN / Parcel Number

Primary APN	`07-002.-329.00`
Alternative APN	`010778`

Interior

Building Area	1,408 sqft Total Area

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	195 ft deep x 60 ft wide

Location & Zoning

Street Address	39 ELM ST
City	ELDRED
State	PA
Zip	16731-3500
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OLD CONTROL:0955-0668
Legal Subdivision	BENNETT FARM
Jurisdiction	MCKEAN PA
Township / Civil Division	ELDRED
Census Block Group	4
Census Block	4027
Census Tract	420600

Owner

Source: McKean County records · APN 07-002.-329.00

Assessment roll updated April 28, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	39 ELM ST, ELDRED, PA 16731-3500
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 25, 2020 · Amount on Record
Deed Sale	Aug 25, 2020 · Amount on Record
Prior Sale	Jun 29, 2010 · Amount on Record
Deed Document Number	20202636
Deed Book / Page	955 / 668
Record Updated	Jun 08, 2026

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MCKEAN PA
Recording Date	Aug 25, 2020
Property Address	39 ELM ST, ELDRED, PA 16731-3500
Document Number	000955/668
Book / Page	955 / 668
Instrument Date	Aug 25, 2020
Instrument	202002636
Transaction Type	Transfer
Record Updated	Dec 29, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 CLM STREET, 16781

Mortgage

Document Number	0202002637
Date	Aug 25, 2020
Instrument	202002637

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2050

Tax Assessment & Valuation

Source: McKean County records · Assessment roll updated April 28, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	McKean County
Municipality	Eldred Borough
Unified School District	Otto-Eldred School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,723.00 (+9.26%)	$38,890 (-) Land $5,000 Building $33,890
2024	$1,577.00	$38,890 Land $5,000 Building $33,890
1998			$38,890 Land $5,000 Building $33,890

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 22, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	7 (1981–2021)
Most Recent Claim	Jul 2021 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 93% of the US · lower than 91% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Skypacket Networks Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

Based on FCC filings for 140 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ELDRED BOROUGH WATER AUTH serves 850 people
Water Source	Groundwater
Last State Inspection	Feb 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.